What are the requirements to buy a house in California?

Jan, I assume you are speaking about mortgage qualifications. The lowest credit score needed to buy a house is typically 500 for an FHA loan with a 10% down payment. For conventional loans, a minimum of 620 is generally required. While some government-backed loans have very low requirements, most lenders impose their own higher minimums, often requiring at least 580 to 620. Additionally, income requirements exist. I would suggest you speak with a lending professional as they can discuss your specific situation. Keith Jean-Pierre Managing Principal The Dapper Agents Real Estate Operations in ALL 50 States

To buy a home in California, you typically need a steady income, good credit (usually 620+ for most loans), a down payment (anywhere from 3% to 20% depending on the loan), funds for closing costs, and documentation like tax returns, pay stubs, and bank statements, along with getting pre-approved by a lender to show you can qualify for a mortgage.

Requirements depends on how you are buying the home. If you are paying cash, you need to show proof that you have the money for the purchase. If you are getting a loan, the loan is going off income and yor debt ratio, credit score, proof of a job.