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38 questions found

i want to put a tiny house on wheels on my land and live in it. if i sell later do the tiny house count toward the land

i want to put a tiny house on wheels on my land and live in it. if i sell later do the tiny house count toward the land value or is it just like selling a camper

Asked by Arturo N. | Pueblo, CO | 10-27-2026 | 30 Views | Selling | Updated 2 weeks ago

How do we protect my fiancee's money if she pays for renovations on a house that's only in my name?

I bought my house solo a few years before I met my fiance and the mortgage is still only in my name. We're getting married next year and renovating the kitchen, bathrooms and floors, and she's offered around $80,000 toward it, which suddenly feels like a lot for her to put into a house she doesn't technically own. We're already doing a prenup for other reasons. What's a smart way to document or protect her contribution on paper?

Asked by Phoebe L. | Denver, CO | 10-05-2026 | 42 Views | Remodeling | Updated 1 month ago

Do I need home insurance on a vacant home?

I'm planning to move out of my home and it will be vacant until it sells. Do I need home insurance on the vacant home?

Asked by Garrett | Breckenridge, CO | 09-06-2023 | 1,354 Views | Finance & Legal Info | Updated 1 month ago

How much of a premium do privacy and lot size really add?

I toured a house with almost half an acre, a forest preserve out back, and only one neighbor, in an otherwise ordinary subdivision where everyone else is on tiny lots. I keep wondering how much buyers actually pay extra for privacy and space like that versus a similar-sized house a few blocks over without it, since comps are nearly impossible to find.

Asked by Grant W. | Boulder, CO | 09-06-2026 | 49 Views | Buying | Updated 2 months ago

Do we actually owe our agent a fee after our short sale fell through?

Our short sale got cancelled by the bank right after our loan modification got approved, which honestly felt like good news at first. Now our agent is saying we owe a cancellation fee to her brokerage, first it was $11k, then she knocked it down to $7k, then for a few days it dropped to $2k if we paid within two weeks, and now its back up to $7k again. She wants us to sign something saying we as the sellers are cancelling the deal and owe that money, but we have never gotten an actual bill or heard from the brokerage itself. My husband wants to just sign it and be done with it, but Im telling him to wait until we see something in writing. Were trying to find an attorney but its been hard given everything else going on right now. Is this even something we're on the hook for?

Asked by Fiona M. | Colorado Springs, CO | 08-08-2026 | 39 Views | Selling | Updated 3 months ago

Is it smart to sell our house and lose our 3.5% rate just to be debt free?

Me and my husband are stuck deciding if we should sell our first home or just tough it out here. We love the house but the school zone isnt great for our son starting kindergarten next year, and neither of us can swing afterschool pickup with how far we both commute. Weve also got some debt that would be gone in about 3 years if we just keep grinding away at it, but if we sell now our equity would basically wipe it out overnight. Problem is were locked in at 3.5% and I know rates like that arent coming back anytime soon. Part of me thinks giving that up just to be debt free and closer to work is a mistake, but the school thing keeps nagging at me too. Is there a smarter way to think about this before we just list it?

Asked by Trevor L. | Fort Collins, CO | 08-07-2026 | 64 Views | Selling | Updated 3 months ago

Can HOA call deck limited community property if they were unaware we own the land?

Bought townhome and deck is called limited community property. New legal land plat survey gives us 8' behind townhome which deck is included in that area. What rights does that give us? If Covenants are incorrect by definition, should the HOA be correcting the Covenants? Bigger issue is deck was built without permits and i collected the physical proof. I have a seperate contract for them to fix deck and grading because a back flowing into crawlspace causing flooding and mold. Why is so hard to find legal representation? I even have the receipt for their purchase and delivery date for the deck materials. A barcode tag was left on a deck board. I have emails and text for his attempts and implications to fix the deck, grade, and mold but 16 months later nothing. Thank you

Asked by natalie nelson | Green Mountain Falls, CO | 08-02-2026 | 42 Views | Finance & Legal Info | Updated 3 months ago

Do I need to disclose pending HOA litigation to potential buyers when listing my condo?

Our condo association is currently in a legal dispute with the original developer over some structural issues. I'm planning to list my unit next month and I'm worried this might scare off traditional lenders or buyers. I want to know if this is typically something the seller must proactively disclose or if it is discovered during the title search.

Asked by Kai U | Denver, CO | 08-01-2026 | 113 Views | Affordable Housing | Updated 3 months ago

I need to sell but I owe more than I can sell for. what do I do?

I've got a townhouse in Tampa listed 4 months now — two price drops, still no real offers, just lowballs. I owe $198k at 6.4%, and at this point I'd probably have to sell for less than that plus closing costs. I moved out of state for work, can't carry rent + mortgage + HOA + taxes much longer, and renting it out already cost me money every month.nnhow should i price and negotiate when I'm underwater like this? Is a short sale realistic here, or should I just eat the loss and bring cash to closing?

Asked by Clif N | Boulder, CO | 07-29-2026 | 144 Views | Selling | Updated 3 months ago

Is it better to ask the seller to fix inspection issues or request a closing cost credit instead?

After our home inspection on a property in Denver, several moderate plumbing and electrical issues were flagged. We aren't sure if we should trust the seller to hire the right contractors for the repairs or if we should just ask for money off the final price. We want to make sure the work is done correctly before we move in, but we also want to keep the deal moving forward smoothly.

Asked by Jean | Denver, CO | 07-22-2026 | 151 Views | Buying | Updated 3 months ago