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Newest Questions

  • Does refinancing hurt my credit score?

    If I refinance will it hurt my credit score? I have ok credit, but I'm working hard to build it up. I have a mortgage with a high interest rate and want to refinance. But I'm worried that it will hurt my credit score.

    • Asked by June
    • Springfield, MO
    • 8 views
    • Home Loans
    • 4 days ago
  • How often can I refinance?

    How often can I refinance? I want to refinance now, but I'm wondering if mortgage rates will go down more and should I wait?? Or can I refinance now and then again when the rates drop?

    • Asked by Ivan
    • Raleigh, NC
    • 226 views
    • Home Loans
    • 4 days ago
  • Land value?

    I have 1.9 acres I want to sell in rural Yazoo County. MS. How do I find a reasonable asking price? The property is located on Highway 16.

    • Asked by Patricia Strong
    • Yazoo City, MS
    • 336 views
    • Selling
    • 1 week ago
  • I have two adjoining parcels of land, and I deed them as one?

    My deed says one full parcel yeah I am still getting taxes for the two separate parcels, which is cheaper?

    • Asked by Deborah Costanzo
    • Addison, FL
    • 262 views
    • Tips & Advice
    • 2 weeks ago
  • How can i buy a simple home by paying the back taxes??

    Looking to buy a home by paying back taxes. Open to various locations. Open to North Georgia, Tennessee, Murphy, NC as

  • Do I have to pay sales tax if I buy a home in Florida?

    I want to buy a home in Florida. Do I have to pay sales tax on the purchase of said home?

    • Asked by Mark
    • DeLand, FL
    • 148 views
    • Buying
    • 4 weeks ago
  • Do I have to pay sales tax when I buy a home,If so what is ?

    Please tell me what I need to pay for taxes if I buy a home for $70,000

  • Is the seller responsible for a major expense ?

    You pick up keys and enter home. In the process you find the Air and heat system are debunked and will take 10,000 dollars to replace. Is the seller liabile to replace the unit. paid $500,000 for home

  • Is it rude to go to an open house to browse?

    We've always enjoyed looking at houses. We browse model homes and open houses to get ideas for our own house and to know what's selling around us. There's a lot of lovely homes near us and we enjoy seeing them. We're not obnoxious about anything and don't lie about our intentions. But sometimes we feel bad or feel like the agent is upset that we're in the home. While I understand their disappointment that we're not going buy the house, we also don't take away any time or energy from them. The house is open and the agent has to be there anyway, so why do some agents seem upset by us viewing the home? Is browsing at an open house an unspoken no-no?

    • Asked by Beth
    • Charlotte, NC
    • 284 views
    • Buying
    • 1 month ago
  • Will private listing hurt my sale?

    I'd like to test the waters with a private listing to gauge interest in my home. However, will a private listing hurt my sale? If someone is interested in the home, will I get less money from a private listing?

    • Asked by Harper
    • Nashville, TN
    • 154 views
    • Selling
    • 1 month ago
  • Are easements placed between properties from front to back?

    My neighbor is claiming there’s an easement between our properties in the backyard area.
    That the HOA said exist between all properties in the subdivision. He also stated that my fence which is 3 ft from my property line suppose to be 5 ft from my property line

  • Earnest money at closing?

    Does the buyer get the earnest money back yes or no? or is the earnest money for good faith? Where does the earnest money go? Does it go to the closing cost for my understanding my realtors that I would get the money back after closing?

    • Asked by Jolene Iacabone
    • Pueblo, FL
    • 239 views
    • Buying
    • 1 month ago
  • Can I sell a commercial bldg w/o charging interest in KS?

    I own a bldg in Osawatomie, Ks and I want to sell it, $115,000 with a simple interest of 10% ( a one time charge, not amortization). With a payback of $1,055.00 monthly for 120mo. Can I legally do it this way ??

    • Asked by Sharon Bickerstaff
    • Osawatomie, KS
    • 1071 views
    • Tips & Advice
    • 1 month ago
  • Does a bedroom have to have a closet to be a bedroom?

    How large does the closet have to be and does it have to have doors. Can you just have shelves. Does it have to be built in?

    • Asked by Diane Rose
    • Orlando fl,
    • 1225 views
    • Buying
    • 1 month ago
  • Does a room have to have a closet to be a bedroom in Fla.?

    If you have a townhouse, if you have a room with window can that me considered a third bedroom without a closet.

    • Asked by Diane Rose
    • Orlando florida, FL
    • 1041 views
    • Home Loans
    • 1 month ago
  • Should I convert the loft to a bedroom?

    We have a loft that could also be a bedroom. We're thinking of closing it up and making it a bedroom. Would this increase the value of our home to have the additional bedroom vs the loft?

    • Asked by Serenity
    • Memphis, TN
    • 1183 views
    • Remodeling
    • 1 month ago
  • What if I disagree with my home valuation?

    I talked to an agent about selling my home, and I don't agree with what they said. I get that they're the professional, but it feels like they just want to significantly underprice my home so that they can sell it quickly. I get that overpricing will just turn people away, but I want to reach a happy medium between what they said and what I want. Or should I just talk to a different agent about this? We haven't signed anything yet.

    • Asked by Gerry
    • Dallas, TX
    • 289 views
    • Selling
    • 1 month ago
  • Can we get approved for a mortgage with low credit?

    We have a large down payment of $110,000. But low cr scores of 486, & 543. How can we get approval to buy a home for $239,000

    • Asked by Chris Richard
    • New Iberia, LA
    • 1203 views
    • Home Loans
    • 2 months ago
  • Merge land plots or keep separate?

    If I bought my neighbors property, can I merge that plot of land with my own? Or is it better to keep it as 2 separate plots? If I tear down the house currently on the property and keep it as open land or land with a pool, would that change the property taxes that I pay?

    • Asked by Kyle
    • Manhattan, IL
    • 960 views
    • Buying
    • 2 months ago
  • I want to buy 1/2 of duplex with full ownership ?

    Do you have have any listings in Reno or Sparks Nevada where I can buy 1/2 of duplex with each person having their own title?

    • Asked by Nancy Hinds
    • Reno, FL
    • 231 views
    • Buying
    • 2 months ago
  • Can I raffle my house?

    I read a story about someone raffling off their house. They sold $1 raffle tickets, and 2 million people bought them! The home was worth $1 million. I'm wondering if this is even allowed?! It seems like a crazy idea, but maybe I'd try it if it was legal/possible.

    • Asked by Jeremiah
    • Sacramento, CA
    • 776 views
    • Selling
    • 2 months ago
  • Eligibility for Buying ?

    Hello, 1 am 60 Y old looking for small house (under 300K /mortgage PM around $1500) to buy in San Jose/ Santa Clara county. What are the restrictions and affordability? Thank you

    • Asked by Anupama V.
    • SAN JOSE, FL
    • 288 views
    • Buying
    • 2 months ago
  • How common is it for a buyer to seek a re-valuation ?

    I’m the buyer, my agent says “I’m in shock” when the appraisal came back 50K lower on a manufactured home asking $290,000. Appraisal was $242,000.00. Not “Hey good news your payments might be lower…” I’m in shock at her behavior. Who actively seeks out ways to pay more each month?

    • Asked by Scott
    • Klamath Falls, OR
    • 278 views
    • Buying
    • 2 months ago
  • Should I replace the garage ceiling before selling my home?

    The drywall ceiling in my attached garage is falling down due to improper installation, so it will need to be replaced (including insulation). I am planning to sell my house soon and was wondering if I can expect to recover this expense in the sale, or if I should just remove the old drywall and not bother to replace it. Thanks!

    • Asked by Ted
    • i don\'t know, FL
    • 273 views
    • Remodeling
    • 2 months ago
  • Moving because of neighbors, do I tell my agent?

    I'm moving because of my neighbors. They're loud and disrespectful. There have been a lot of issue living next to them. Do I have to tell my agent why I'm moving? I think I would prefer to not reveal this because I'm afraid it will hurt the sale of my house.

    • Asked by Chris
    • Columbus, OH
    • 277 views
    • Selling
    • 2 months ago
  • Selling within 5 yrs. Vote Yes or no to transfer fee ?

    Selling within 5 years does

    Building is proposing a vote on an amendment

    For new owners to pay 3,000 1 time transfer fee

    It is supposed to offset future work costs, maintenance etc.

    I won’t receive the long term benefits.

    We could get a big unexpected assessment and perhaps this is how they plan to deal with it.

    Would this affect sale ability and potential value of my unit in the future?

    • Asked by Todd
    • Long Beach, NY
    • 257 views
    • Tips & Advice
    • 2 months ago
  • Need to disclose issues with the home from 15 years ago?

    We had an issue with our basement flooding 15 years ago. We've fixed the issues and also installed a second sump pump. Haven't had a problem since then. Since the issue is fixed and it's been 15 years of a dry basement, do we need to disclose this? And in general, is there a timeframe for the seller disclosure? For example, does the seller only disclosure issues that have occurred within the past 10 years?

    • Asked by Beckett
    • Davenport, IA
    • 276 views
    • Selling
    • 2 months ago
  • Does the home seller need to disclose water issues?

    Hi,

    Does the home seller need to disclose water issues, flooding, or leaking? Our first home had water issues, and we don't want to ever deal with that again. What can we do to ensure that we buy a dry house?

    • Asked by Crystal
    • Destin, FL
    • 1144 views
    • Buying
    • 2 months ago
  • how do i return a key and sign for an expired contract?

    My contract expires thursday .i would like to return keys sign ,I am being referred to another realtor who is a family friend and just passed realty test.

    • Asked by Renee Caraballo
    • port charlotte florida, FL
    • 267 views
    • Tips & Advice
    • 3 months ago
  • I am retiring in two years. Should I buy now?

    I will retire in two years and want to buy a home in Texas to be closer to family; currently in Pennsylvania. My thought process - I still would have a job (credit score is in the exceptional range) and I would have a couple to years to make any improvements to the home while still employed. Inventory is high right now and I may be able to get a good deal. Is this a wise idea? (note - Cedar Hill or Duncanville TX is where I am currently looking)

    • Asked by Biddy Brooks
    • Cedar Hill, TX
    • 324 views
    • Buying
    • 3 months ago
  • Is it my realtor's job to actively find me a home?

    To add clarity:

    Any house I get is contingent on sale of home I am now in. I don't have money in bank and wouldn't qualify for loan.

    Daughter's name is on this house also. She lives with me and turns 22 next month.



    Realtor found one home. She pulled me aside beforehand saying my daughter shouldn't participate in finding the home as she will probably be leaving me soon anyway, And daughter should definitely have no say so.



    I explained I needed a place that would work whether my daughter stayed with me, or whether I was by myself.



    She took great effort to exclude my daughter from seeing the home. My daughter came along anyway, and the home was too far from my daughter's work so we had no interest in it.



    Since then have no contact with realtor, unless I contact about seeing a particular home I see online.

    Even then, she tells me she has an open house, or she has other clients that day, so I feel rushed and like I'm imposing.



    Am I out of line for thinking realtor should be finding a home for us? I've bought two other homes and agent always located the home.



    At realtor's suggestion I've driven to different cities to see if I like them since I've never been there before.

    Also at realtor suggestion, I searched through the listings on Zillow realtor.com homes.com and everywhere trying to find a place. And then I drive by to see if it would even work, and I'm just really tired. Is there an easier way? Is there somebody that sells you a home and finds a home for you?



    She's also asking me to pinpoint specific subdivisions that she can put on her radar, but subdivisions change every few streets.



    When I have found houses in nearby subdivisions I am interested in, I've been surprised realtor hasn't contacted to let me know they were for sale... often they're closing before I see them.

    • Asked by Jerome
    • Chattanooga, TN
    • 292 views
    • Buying
    • 3 months ago
  • How to renovate a house with bad credit?

    I got my mother's estate,needs renovations, owe 10,000 and I have bad credit. What can I do to fix it?

    • Asked by Laura White
    • Talladega, AL
    • 1168 views
    • Remodeling
    • 3 months ago
  • Is Emberhome a legit homebuying company?

    I would like to sell my home three bedroom two bath manufactured home. The bathroom has been upgraded. It has tile floors, up-to-date vanity.

    • Asked by Shanieka Revely
    • Ludowici, FL
    • 240 views
    • Selling
    • 3 months ago
  • Can I do a pocket listing?

    If we list our home as a pocket listing, will it then now show on some websites? We've been reading about Zillow not showing homes that were privately listed. So, if I do a pocket listing will Zillow not show it? Are other companies doing this?



    We wanted to test the waters on our house and start with a pocket listing. We know there's a range of values for our house and we want to start with the high end, so we thought a pocket listing would be a good test of interest. We prefer a pocket listing at a high price, rather than listing high and having to decrease the price.

    • Asked by Vanessa
    • Naperville, IL
    • 1164 views
    • Selling
    • 3 months ago
  • How do I cancel a list in agreement correctly?

    I'd like to cancel my listing agreement with my agent. I want to make sure that it's done correctly. How do I cancel a listing agreement?

  • agent didn’t have me sign an agreement prior to showing ?

    My agent did not have us sign an agreement prior to showing us houses. We found a house and verbally made an offer. When he wrote up the offer he didn’t tell us that the selling agent had agreed to a 4% commission. He sent us the contract electronically with 1% of closing over the price we verbally agreed on and told us we would get the money back at closing. Not true. Are we stuck paying his fee now ?

    • Asked by Robert Nichols
    • Pass Christian, MS
    • 1127 views
    • Buying
    • 3 months ago
  • How to go about a quick sale on my house?

    Want to sell my house fast in a forclosure and need to find out my best options and I think that a quick sell is going to be my best bet

    • Asked by Kris Brower
    • White river junction Vermont,
    • 506 views
    • Selling
    • 3 months ago
  • What do i need to do for home puchase between friends?

    We have signed a joint tenancy agreement. I want to now include a prenup but for friends. The language would be regarding splitting equity buildup, what to do for upon selling home and other additions. I will be closing in the next 3 to 4 ddays.can you advise the steps to take. Can you advise the form needed and lastly please add any additional thoughts. Thank you



    The property is a single story residence which we both will live in.

    • Asked by Angela Ward
    • LANCASTER, FL
    • 1123 views
    • Buying
    • 4 months ago
  • Like to become a first time home owner what I need to do?

    Looking to become a first time home owner what and who l need to reach out to I found a home I'm interested in buying but I need assistance?

    • Asked by David Lambert
    • AUGUSTA GA, FL
    • 1463 views
    • Buying
    • 4 months ago
  • Problem with neighbors preventing sale of lot?

    I have an unimproved lot that was for sale. Had an offer, but the day before closing the neighbors got into an altercation with the buyer and the buyer withdrew his contract. My agent said I have to disclose this and it is preventing any potential buyers. Is there a timeframe on disclosing problems with neighbors? I really need to sale this lot.

    • Asked by Connie
    • Havelock, NC
    • 328 views
    • Tips & Advice
    • 4 months ago
  • Can I sign a buyer agreement to see 2 houses?

    I want to get a feel for the agent and the area before I commit to either. Can I sign a buyer agreement that allows me to see 2-4 houses with the agent and that's it? If I like the agent and area, then I'm fine committing for a longer time period. So, are there short term buyer agreements?

    • Asked by Sarah
    • St John, IN
    • 390 views
    • Buying
    • 4 months ago
  • I got 5 acres w 2 houses, can I split the lot/houses in FL?

    I bought a home on 5 acres, and later built a better house on the lot. Now I am selling but no one wants to buy land with 2 houses - price too high!

    So I am thinking that dividing the lot in half so each house can be sold seperately.

    But I do not know how to do that!

    Advice?

    • Asked by Michele Davis
    • Venice, FL
    • 1117 views
    • Tips & Advice
    • 4 months ago
  • CA Buyer Rep Agreement? Buyer agrees to pay the commission?

    Buyer HAS to sign the Buyer Rep Agreement AND PAY the Broker's fee before we

    even see the house or really know if we like the agent?

    • Asked by Linda
    • Redding, CA
    • 557 views
    • Buying
    • 4 months ago
  • Can the seller of the house make you get approved again?

    I put an offer on a house, and the selling agent countered with a lot of demands. One of the demands being to send over financial statements to make sure I have closing cost and so I did. I countered again, and selling agent said I needed to get pre-approved by her choice of lender after she had already spoken to my current lender. We reached out the their said lender and were told it would only be a soft credit check since I have already had my credit ran in February when I locked in with my current lender. I did the application with her choice of lender for a soft check and they asked for bank statements, w2's and paystubs. I do not want my credit ran again and get dinged. Is this allowed? and all before they even accept an offer?

    • Asked by Lesandra
    • Sacramento, CA
    • 368 views
    • Buying
    • 5 months ago
  • Do l need a lawyer to buy an as is house for 3000.00 ?

    My friend has an as is house for 3k .What legal documents should l be taking to the table?

    I am not sure of the process.

    • Asked by Kathy Ralston
    • St Louis, FL
    • 344 views
    • Buying
    • 5 months ago
  • Why would somebody want to purchase an extra lot?

    I live in a subdivision. When I bought the house, it was the last one in the subdivision but they have since built on. I ended up with a huge yard and extra lot. I get calls and texts several times a week of people asking to buy the extra lot. I don’t understand why anyone would want to buy it or how it would work. The land is now between houses. Can you tell me why anyone would want to buy an extra lot in the middle of a neighborhood?

    • Asked by Abby
    • Jonesborough, FL
    • 339 views
    • Selling
    • 5 months ago
  • How can i get out of a buyers agreement?

    I met with an agent, explained I didn't want a long term agreement, maybe till school was out, as I was only looking at size, areas, prices right now. She said standard was 6 mo. I said I preferred shorter, she said it's what we agree too ( as in she and I make our own terms). I signed the agreement, ask for a copy, she said she would scan then in and email it to me.

    10 days later, I'm requesting a copy again. She gave me an excuse for not getting it to me. When I received it, it said 6 mo. Not what I requested. I then questioned her and she said no less than 6 mo as that was what all their office's do. But it was to late to redo the time on it.

    I don't want to work with her. She will not get my listing, nor will her office. But she says I'm locked in until after the 6 mo. Which means the fall and I can't sell in the fall, it will be off season for selling a family home.

  • Should I use my friend as my realtor?

    I have a good friend that's a realtor. I really like her as a friend, but I'm worried about working with her. I think it could change our dynamic and might ruin the friendship. That said, I also think if I choose a different realtor, she could be so hurt that it ruins the friendship. What should I do?

    • Asked by Maggie
    • Madison, WI
    • 525 views
    • Buying
    • 5 months ago
  • Want to applyforahudhome?

    Need help finding the right place and to get it started and thank you for your time so I need help finding out how to apply

    • Asked by Angela Crowley
    • Goshen, FL
    • 541 views
    • Buying
    • 5 months ago
  • How do I respond to a lowball offer?

    Listed at $395,000 on the water in the northeast area of Indianapolis, Indiana, USA. and offer is $360,000.

    • Asked by Mike Keen
    • Indianapolis, FL
    • 1295 views
    • Selling
    • 5 months ago