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Is it better to offer a mortgage rate buydown than a price cut?

My house has been sitting for three weeks and my agent thinks we should offer to pay for a 2-1 buydown for the buyer instead of dropping the price by twenty thousand dollars. Does this actually help people qualify for the loan in 2026 or do buyers just want the lower price tag so their property taxes are smaller?

20 Answers

How do I report an all cash buyer to fincen without killing the deal?

I am selling my house to an llc for cash and my title agent says we have to file extra paperwork with the government because of new anti money laundering rules starting in march 2026. The buyer is getting annoyed about all the personal info they have to give. Has anyone had a cash deal fall through because the buyer didn't want to be reported?

12 Answers

do I have to disclose if I used ai to fix up my listing photos?

I am in california and i heard there is a new law in 2026 that says i have to tell buyers if my photos were digitally altered or ai generated. i used a tool to remove a messy neighbor house from the background and add a virtual lawn. do i really have to post the original ugly photo alongside the nice one or is that just for structural changes?

30 Answers

My partners credit score is 590 and mine is 490. We want to purchase a mobile home for 70,000.

He is the sole provider and makes around 5,000 a month. Our rent is 1,800 a month currently. Is this purchase possible?

10 Answers

I own a property with another individual how do I sell my half?

I would like to sell my half of the property.

17 Answers

I fiund a home that I am Interested in but price seem really high for the area

I found a home that I am Interested in but price seem really high for the area my agent say i should low ball. is that a good idea

21 Answers

Cashier's check or wire transfer for closing?

I've never done a wire transfer before. And when I looked into it with my bank there were all these warnings about sening it to the wrong place. The directions that I got are really confusing and I'm worried I'm going to mess something up. Can I just bring a cashiers check to the closing?

15 Answers

What is a contingency?

I'm confused by the contingency. In general, what is a contingency? What does it do? And are there different types?

19 Answers

How do i check if a school zone is about to change before i buy?

The house I like is in a top rated elementary school area but I heard that the county is redistricting next year. If the boundary moves two blocks over my property value could drop overnight. Is there a way to see the plan ahead of time?

17 Answers

What does it mean when a listing says it is a probate sale?

I found a house that looks like a great deal but the description says it is subject to probate court approval. does this mean i am going to be waiting six months to move in or that i could get outbid by someone else at a hearing?

14 Answers