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Is it smart to waive the inspection contingency in a hot market?

Comps are moving fast and my agent says a lot of buyers are skipping the inspection contingency to compete. Is that actually a normal risk to take or a bad idea?

11 Answers

my roof is leaking bad and i need to sell but i dont have money to fix it first

my roof is leaking bad and i need to sell but i dont have money to fix it first. is there a way to still sell without doing the roof or do i got to fix it no matter what. just dont want to lose the sale over money i dont have

6 Answers

How do we figure out a fair buyout price for my fiancee's brother's share of the house?

My fiancee owns 50% of her family's house, her brother owns 49%, and their aunt has the remaining 1%. Theres still about 420k left on the mortgage at a really good rate under 4%, and the house is worth somewhere between 550k and 650k. Her brother's been living there rent free for a while and doesnt want to sell because hes convinced prices are going up, but we want to buy him out so we can actually move in and stop paying our own rent on top of covering half his mortgage. Our mortgage broker mentioned using a higher hypothetical value to compensate him for giving up future appreciation instead of just going off todays number, and now Im stuck trying to figure out if thats actually fair or if were about to way overpay a guy who doesnt even want to sell in the first place. Theres also the aunts 1% to deal with and honestly nobody in the family agrees on anything so I dont even know where to start untangling all of this.

5 Answers

Do we really need a licensed contractor for small inspection fixes before closing?

Were set to close on our house this Friday and the inspection turned up a handful of small things, a couple outlets that need GFCI protection, a cracked subfloor joist, missing hangers, a broken window pane, and a leaky faucet. Nothing major, but the buyers specifically asked that a licensed contractor handle all of it instead of us just fixing it ourselves. Feels like overkill for stuff this minor. Is that a normal ask, or can we push back and just get it done ourselves before Friday?

8 Answers

Should we sell our rental now or keep riding out the cash flow?

We bought our rental in Orlando back in January 2024 for 425k with a conventional loan at 6.99%, put 10% down, and it rents for 3900 a month while our mortgage is 3600. Tenant is locked in til June 2027 and weve already redone the kitchen, so comps say it could sell for 500 to 550k today. Problem is the little stuff keeps eating into what we clear, weve had a garage door, a septic pump, landscaping and a plumbing repair just this year. Rent minus mortgage barely covers those surprises some months. Not sure if we should just sell while values are up or stick it out for the equity and rental income long term.

11 Answers

Can I get any recourse for a roof problem my inspector missed?

I own a townhouse with no HOA, and theres a shared roof section between my unit and the neighbors that started leaking because of work the neighbor did years before I bought. My agent told me at the time all the neighbors had gotten new roofs together, but that wasnt actually true and my inspector never flagged the tar seam either. Now the neighbor wont cooperate on fixing it, I cant rent the place out until its resolved, and I dont know if I have any recourse or if I should just sell it as is.

8 Answers

What are the downsides of buying in cash then taking ourselves off the deed?

Were planning to pay cash for a house in California in this competitive market, with our daughter and her husband added to the title right alongside us at first. The idea is that right after closing theyd get a mortgage and pay us back everything except whatever were planning to gift them toward their down payment. Then wed come off the deed and it would just be their house. The professional advice we got was that they buy the house, our portion gets listed as a gift in the offer, we put a lien on the property to secure it, and they get a mortgage to pay off that lien within 2 to 3 weeks of closing. It sounds workable on paper but I keep wondering what could go wrong with a setup like that. What are the actual downsides compared to just gifting the down payment amount upfront instead?

12 Answers

Should I get pre-approved by multiple lenders before starting my home search?

I am planning to start looking at houses in the suburbs next month and want to make sure my offers are competitive. Some friends say I should only talk to one bank to protect my credit score, while others suggest shopping around for the best rate. I want to understand how multiple inquiries might affect my standing with sellers and if it is worth the extra paperwork early on.

Asked by Barb K | 08-19-2026 | 45 Views | Home Loans | Updated 2 months ago

7 Answers

Can my closing still happen if a shed is encroaching on the neighbor's lot?

Im under contract on a house in Tennessee and were supposed to close on the 28th. The title company just found out theres a shed on the property that actually sits slightly over the line onto the neighbors lot, and now they wont insure it. My agent says the sellers might ask the neighbors for permission to use that strip of land and get it recorded, then submit it to the insurance company. Only problem is I dont really want to own a shed that sits on someone elses property, permission or not. Is there a way to make sure this doesnt come back to bite me later, or should I be pushing for the shed to just come down before we close?

6 Answers

Is a $66k price cut after 40 days normal or just my realtor rushing me?

My realtor wants to drop our price from 576k to 510k right out of the gate since a few comps nearby just listed at that number, but we havent made a single price change yet in 40 days on market. Is jumping straight to a 66k cut normal pricing strategy, or does that just sound like shes trying to rush us into selling?

8 Answers