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Should I spend my pre-approval amount?

I was pre-approved for $475,000 house. But I look at the monthly payment and I'm just not comfortable with it. In my mind, it feels like it's too much. But I'm also wondering if I can afford more than I think. How do I decide if I should spend my full pre-approval amount?

10 Answers

Can I pause selling my house?

I've had my house on the market for about 3 weeks. I was hoping it would sell quickly and I wouldn't have to deal with showings over the holidays. rnI'm wondering, if it hasn't sold by the week of Thanksgiving, can I pause selling my house? I don't want it to look like the house is just sitting there and no one wants it. But I also want to enjoy the holidays without needing to have the home "showing ready" at all times.

8 Answers

If I sell my home, will my boyfriend receive part of the sale?

I wanted some clarification before deciding to put my home on the market. My boyfriend and I purchased a home together several years ago. We split up so he signed a quitclaim deed but is obviously still on the loan. If I want to sell my home that I have been making payments on myself for the last 8 years. Does he need to sign anything and would he be entitled to any of the sale money?

Asked by Anonymous | 06-02-2021 | 1,826 Views | Finance & Legal Info | Updated 12 months ago

20 Answers

Can someone else pay my mortgage?

My mom wants to buy me a house but we want it all in my name. Can she pay the mortgage but it is my house?

15 Answers

Signed a buyers agreement, am I stuck with that agent?

I signed a buyers agreement because I wanted to see a house. Can I only work with that agent to buy a house now? Can I see houses without an agent?

9 Answers

Does the buyer’s agent have to disclose if they know the listing agent?

Does the buyer’s agent have to disclose if they know the listing agent as their ex in-laws? The husband in the team that represented us was the listing agent’s ex brother in law. Conflict of interests? Enough to void the contract?

9 Answers

Difficulty finding a realtor/agent to sell Manuf. home?

I've called many realtors/agents and even brokers, asking if they can help me sell my Manufactured home, not on land and in a park to. Have found none thus far or they haven't called back after me leaving a message.

12 Answers

First time homebuyer questions ?

I'm starting my search for information on first time home purchase. I would like all the factors in accomplishing this.

16 Answers

Are Open Houses a waste of time ?

Our listing agent says that open houses don’t generate serious buyers. When the agent does an open house, he never has a sign up sheet, so I don’t know how the agent follows up with potential buyers that might be interested. For awhile, the agent didn’t even have flyers to hand out. Is an open house just a waste of time ?

32 Answers

Will refinancing help lower my mortgage payment?

Our financial situation has changed and we're now struggling to make our mortgage payment. We're about 10 years into a 30 year loan. Interest rate is something like 4.7% If we refinance, will that lower our mortage payment?

11 Answers