Looking for: HUD registered broker to bid on a home in NY. Other than HUD.

Hi Elizabeth, I can add some detail to the earlier answers, because the HUD process makes more sense once you know how it is wired. You cannot bid on a HUD home yourself. Every bid must be submitted by a real estate broker who holds an active NAID, which is HUD's registration number (Name and Address Identifier). Brokers have to recertify it yearly, so some agents who "used to do HUD homes" are no longer active, and that is often why calls go nowhere. Here is the fastest path: - Go to hudhomestore.gov and pull up the listing for the home you want. - Use the site's broker search to find registered selling brokers near the property. Those are people with active NAIDs, not just agents who claim HUD experience. - Call two or three and ask directly: "Is your NAID current, and have you submitted a HUD bid in the last few months?" Anyone active will answer instantly. - Move quickly on timing. New listings open with an exclusive window, roughly the first two to four weeks, where only owner-occupant buyers and certain nonprofits can bid. Investors can only bid after that window closes. If you plan to live in the home, that early window is your best shot. Also have your financing letter or proof of funds ready before bidding, because HUD's timelines after acceptance are short and unforgiving. I am a real estate professional in Los Angeles and the South Bay, so New York is outside my patch, but I am glad to connect you with a strong New York agent from my network who works HUD properties if you are still stuck. Zoltan

Any agent can ask their broker to sign up on the site, and then they can access it. It has to go through the broker

You’ll typically need an agent or broker with an active NAID number to submit bids on HUD homes, and unfortunately responsiveness can sometimes be hit-or-miss depending on the area. A few things that may help: • Search specifically for agents who advertise HUD experience • Contact larger brokerages that handle foreclosure/investor inventory • Ask directly whether their NAID registration is ACTIVE before wasting time • Some agents specialize almost entirely in HUD/REO properties Also, timing matters with HUD homes because bidding windows can move quickly depending on whether the property is owner-occupant only initially or open to investors. One thing many buyers don’t realize is that HUD properties can still require inspections, repairs, financing approval, and careful due diligence — they are not automatically “great deals” simply because they’re HUD-owned. Having someone experienced with the HUD process can definitely make things smoother and help avoid mistakes during bidding. Cassidy McWherter The Agency [[email protected]](mailto:[email protected]) 801-661-1353

Listing agent would be able to help as well, or anyone in their brokerage as the brokerage holds the NAID numbers, not the individual agents

HUDHomeStore.com can allow you to source an agent. Good luck! Keith Jean-Pierre Managing Principal The Dapper Agents Operations In: NY, NJ, FL & CA