There are three different things people mean by "what is my house worth," and they cost different amounts and carry different weight. Knowing which one you need saves you time. An automated estimate. Zillow, Redfin, your bank's website. Free, instant, and built by an algorithm that has never been inside your house. It knows your square footage and your last sale price. It does not know that you redid the kitchen, or that your neighbor's identical house backs onto the train line and yours does not. Use these to get a range, never a number. A comparative market analysis from a local agent. Free, and worth far more than the algorithm, because a good agent walks your house, then hand-picks the closed sales that genuinely compare and adjusts for the differences. This is the right tool if you are deciding whether to sell. A licensed appraisal. In 2026 a standard single-family appraisal runs roughly $350 to $500, with the national average close to $400, and more if you need it rushed. This is the right tool when you need a defensible number rather than a marketing opinion: divorce, estate settlement, a property tax appeal, removing mortgage insurance, or a private sale between family. One thing in your favor in New Jersey. It is a disclosure state, so recorded sale prices are public. You can look up what actually closed on your street through the county records or your municipal tax assessor, and you are not relying on anyone's goodwill for the raw data. That is not true everywhere, Texas being the obvious example, so use it. A caution on the free CMA. It is free because the agent hopes to earn the listing. That is a fair trade, and most agents will give you an honest number. But if you are not selling, say so up front, and get two of them. Two independent opinions that land close together is real information. One number is just one number. This question was asked in 2021, and Haddonfield values have moved a great deal since then, so any figure from that era is not useful now. I am a real estate professional, not an appraiser. I am Zoltan Peresztegi, a Realtor working the Palos Verdes Peninsula and the South Bay in Los Angeles County. South Jersey is outside my market, but if you want an introduction to a strong Camden County agent, I am glad to make one. Zoltan


