Are there specific programs for first-time homebuyers that help with the down payment?

There used to be a federal nationwide program years ago and many people still believe it exists. That was only during the downturn of the economy after the housing crisis. For your particular area, there are a few programs available for down payment assistance. Key options include the NIFA Homebuyer Assistance Program, which offers low-interest mortgages and down payment assistance, and the Bridges to Homeownership Program from the Omaha Housing Authority for qualified individuals. Best of luck

Start with local banks and credit unions, they usually know these programs best and can tell you quickly what you actually qualify for. Also connect with an experienced agent. We know which lenders actually use these grants and which ones don’t. In our market, there are quite a few options. Some are income-based, some are location-specific, and some are tied to community involvement or volunteering. Bottom line, skip the online rabbit hole. Talk to a local lender and agent and get real answers based on your situation.

Yes, the Oklahoma housing finance agency(OHFA) is one of the primary sources of down payment assistance programs. Any local lender will be able to assist as long as the assistance is still available.