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Buying

559 questions found

Can I get a renovation loan and home loan simultaneously?

Can I get a renovation loan and home loan at the same time? I'm interested in purchasing a house that also needs a lot of renovation. I don't have enough cash for the renovation. So I'm wondering if I can add to my home loan? Or do I take out a second loan? What's the best way to go about this? Thanks!

Asked by Jerry | Havana, FL | 09-16-2024 | 1,598 Views | Buying | Updated 2 years ago

Mutual release form verse putting back on market?

If the seller hasn't signed the mutual release form they agreed to can they put the house back on the market? Can we make another offer before this takes place? It's at a impass because they arent agreeing to the issues which are major issues on the inspection like 22 year old furnace not functioning correctly and needs replaced. Like floors not properly installed.

Asked by Don Cherry | Greenwood, IN | 08-29-2024 | 1,186 Views | Buying | Updated 2 years ago

Can I not have home owners insurance?

I know it's risky to not have home insurance. But it's so expensive and often unused. It's a chance we're thinking of taking. But are we required to have home insurance or can we not have home owners insurance?

Asked by Terrance | Lexington, KY | 08-29-2024 | 1,475 Views | Buying | Updated 2 years ago

Can I change agents after I've made an offer on a home?

Can I change agents after I've made an offer on a home? My agent seemed eager to help me find a home to buy. Now that I've made the offer, he's radio silent. Or he'll call with last minute requests of items that are due immediately. With work and life obligations, sometimes I can't drop everything to do these urgent items. It seems like with better communication there wouldn't be this scramble. There's a few other issues too that have made this process frustrating. But since I've made the offer with him, do I need to keep him?

Asked by Kara | Evanston, IL | 08-28-2024 | 713 Views | Buying | Updated 2 years ago

I have bad credit. Can I buy a house?

As of recently, I have bad credit. But my family and I would like to buy a house. My mom has good credit but she has no income. Only her retirement income.

Asked by Sophia | Los Angeles, CA | 08-19-2024 | 816 Views | Buying | Updated 2 years ago

Buying a home, do I need to pay extra now?

I'm just starting my home search. I talked to an agent who said that I might need to pay his commission, but that maybe we could get the seller to pay. Is this normal?

Asked by Keith | Tallahassee, FL | 08-19-2024 | 432 Views | Buying | Updated 2 years ago

Do I have to pay CA Taxes if I purchase a Rental property?

Do I have to pay taxes in CA if I am domiciled in NY state and bought an investment property in CA to rent to family?

Asked by Helen K | Indio, CA | 07-31-2024 | 806 Views | Buying | Updated 2 years ago

Is it a bribe?

Home buyer here. Wondering if I can offer an extra incentive with my home offer, like tickets to a football game, a concert, dinner out, etc. Looking for a way to set my offer apart. But I'm wondering if that's seen as a bribe.

Asked by Brad | Green Bay, WI | 07-22-2024 | 517 Views | Buying | Updated 2 years ago

Is four years too long to spend with a realtor?

My husband started a new medical practice in Rochester Ny back in 2020. So we rent a condo there for him. Our family home is in PA with 3 years left for our last child to graduate HS before I move permanently to NY. We have been working with the same realtor in Rochester since 2020 have made multiple offers over the 4 years to no avail. He’s nice. My husband likes him. We mostly find our own listings to view online, occ he sends an email with a listing. But I’m frustrated! I don’t know what to do here. We made an offer last year on a house that would work for us for full price $895,000. The seller turned down our offer saying he now wanted 1.2 million because he thought he would get a bidding war. He didn’t get any other offers, so he took it off the market. He put it back in the market this June for 1.1 million. We did not know it was back on but I feel our realtor should have known and told us. It sold a few days later for $900,000. Only $5,000 more than our previous offer! This past week called our realtor to ask about an home that just came on the market wanting to know the area ext, our realtor sent us an email back saying it looked perfect for us. He Set up a showing for 2 days later we were so excited and planned to do whatever we could to get this one. Then the next day we were notified that an offer was accepted so no showing. We were heartbroken..until my husband mentioned this area to a co worker at the hospital who said oh yeah that house is 1/4 mile or less from A Nuclear Power plant. What?? How could our realtor not know this info? We would never been ok with a nuclear pop so close to a development and not have gotten excited then heartbroken then confused here. I feel like our realtor should have told us about this before the showing was even set up as I asked about the area since it was in Ontario and not Rochester. Something def feels wrong here. I know we have 3 years left to find something but we do t want to be stuck on that 3rd year, plus me having to look everyday on Realor.com, I gave a job myself and college kids, a hs kid, it feels like I’m the realtor not him. And neither is us are getting anywhere!!

Asked by Jenny | Rochester, NY | 07-04-2024 | 507 Views | Buying | Updated 2 years ago

Being disabled owning a home?

I'm looking to own my own home. I am disabled and don't know where to start. Looking for help and resources to help guide me in home buying.

Asked by Kristina Kozar | Waukegan, IL | 07-14-2024 | 686 Views | Buying | Updated 2 years ago