Advice Topic:
Buying

If I buy now at a high interest rate how soon can I refi?

I am ready to buy but the interest rates are making me second guess. If the rates come down months after I buy, can I just refinance and get the lower rate?

Do I need a lawyer to buy a home?

Hi, Do I need a lawyer to buy a home? This will be my first house purchase. If I need a lawyer, do I need to find a lawyer before I search for a house?

What neighborhood factors should I consider when buying?

I'm thinking of moving from Boston to a suburb. What neighborhood factors should I consider when buying a home? Also, are there any socially acceptable ways to check on what kind of neighbors I'll have?

Can I negotiate the commission rate?

Can I negotiate the commission rate for my agent? I don't want to be rude or offend them. I also don't want them agree to a lower rate and then not help me to get the best price. What do you recommend? Thanks!!

Who pays closing costs?

I'm thinking about buying my first home. Before I start looking I want to understand all the costs. Who pays the closing costs? What about the commission-who pays that? Thanks for your help!

What can I do if I have concerns with my agent?

Hi, I've had 8 offers on my house, but they've all backed out. Sometimes I wonder if it's due to my agent. My agent is very abrasive and dismissive. She turns people off and I wonder what she's saying to the potential buyers. How do I bring up these concerns? Or do I cut ties with her and find a new agent?

How many houses should I view before buying one?

What are red flags when considering a home purchase?

Hi, I love the idea of a fixer-upper. All the home shows on HGTV have me thinking I can do this, but I'm also really worried that I'll get in over my head. What are red flags or deal breakers when buying a fixer-upper?

Can seller back out after they accept?

I made an offer on a house and the seller accepted it. Then a week later they said they want to stay another month and want to pay rent. We said no and now they aren't accepting our offer. Can they do that?

Can I use a USDA voucher to buy a house?

I want to buy a small house. Can I use a USDA voucher? How does that work?