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How do I figure out how much I can really spend on a house? I got pre-approved for an amount that seems like way too much money. I can put 20% towards a down payment. And I am afraid that if I spend the pre-approved amount that I won't be able to make my monthly payments. So, how do I figure out home much I can really spend on a house?
I'm looking in an area with a mix of unincorporated and incorporated properties. Literally on the same street there's a mix. I'm wondering if unincorporated has lower taxes and that's a benefit? Or is it better to pay more and be incorporated. Does it even matter? They all feed into the same school. What would the difference be between incorporated and unincorporated property.
I'm trying to get a real estate investment company canceled. They haven't done any work to try to sell the home or spent any money on listing. It alls I have is an agreement on purchase price and a 90-day agreement. I do not want to work with this company. They were not honest and what they were telling me over the phone. They pressured me in signing an agreement to list my home and found out things in the agreement were not as they claim. I have reached out to them several times to terminate with them and they will not respond. Can I terminate them after the 90 days business days are up? I am not interested in working with this company and I will not be forced to work with them and I am not selling them my home. I just don't know where to turn from here.
I'm wondering if I can buy a property apart from my spouse. I'd like to get an investment property and I would like to know if I can be the sole owner of it. We do file taxes jointly if that matters.
Asked by Mark | Santa Barbara, CA | 02-24-2025 | 1,067 Views | Buying | Updated 1 year ago
The home seller has been very skittish throughout the selling process. We've had to jump through a lot of hoops just to keep the process moving because we really want this house. We're days away from closing and we're wondering if the seller can back out AT the closing? Even if we're half way though signing the paperwork and they back out, is that an option?
What if a home seller doesn't remove their stuff before closing? We're days away from closing and did a recent walkthrough. It looks like they haven't even begun to pack up and have given signs that they may not...What if we close on the house and all their stuff is there? Or worse, what if we close and they won't move out?
I'm worried the home will appraise for more than what I offered. The seller agreed to the offer and we both seem fine with it. But if the appraisal is more than to the offer will I need to pay more to get the house?
I've heard that there's help for first time home buyers. Where can I find first time home buyer help? How do I know if I qualify for it? And if I do qualify, is there any drawback to pursuing this assistance for first time home buyers?
Would it be possible to use a current condominium as collateral to purchase (trade up) to a second condo with the idea of moving from the first one to the second condo? The reason I ask is because I would like to move to Springfield, IL, but may have to settle for the Champaign-Urbana area if nothing materializes in Springfield over a specific time-frame. If I bought a property in Champaign, I would look to transition to Springfield as soon as a desirable property was available. Thanks for your time.
We bought a house and moved into Jan 3. That night the furnace went out. It was high efficiency furnace in attic. Condensation and freezing caused to stop. Roof also needs replaced sooner than we were led to believe. Had 4 HVAC pros say to replace it. Shouldn’t our realtor made us completely aware of the problems?

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