Ashleigh Camberg

As a real estate professional, I always recommend it. A home may look great on the outside, but there can be hidden issues with the roof, plumbing, electrical, or heating system. An inspection helps you understand what you are really buying. It also gives you a chance to ask for repairs or credits before closing. Spending a few hundred dollars now can save you thousands later. An inspection is not about finding problems. It is about making a smart and confident decision.

First, hire a real estate agent who has experience with this type of move. Selling and buying at the same time takes planning and strong contract knowledge. Next, talk with your lender. Find out if you qualify to buy first and then sell, or if you need to sell your current home first in order to use that money to purchase the next one. Some people have to close on their current home before they can close on the new one. There are many ways to structure it. You might list your home first, get it under contract, and then shop for your new home. Or you might find your new home while getting your current home ready, get your offer accepted, and then quickly put your home on the market. There are options to help make the timing work. That is why it is so important to work with someone who has experience with these types of transactions.

The NACA home buying program is a nonprofit program that helps people buy a home with no down payment, no closing costs, no PMI, and below market fixed interest rates. There is no minimum credit score requirement, but buyers must complete NACA's workshop and counseling process and show strong payment history and budgeting habits. It can be a great option for buyers who may not qualify for traditional financing but are willing to follow the program steps.

An appraisal usually costs between $500 and $800 for a typical single family home, but the price can vary based on location, property size, and loan type. Larger homes, unique properties, or multi unit homes may cost more. The appraisal is ordered by the lender and helps confirm the home's value before closing. Some lenders require this to be paid up front, some roll it into the closing costs.

This is a hard question to answer because it really depends on your home's condition, price, and the current market in your area. A local real estate agent can give you a more accurate estimate based on your specific property and neighborhood. Once you are on the market, the timeline will depend on pricing, condition, and demand in your area. You can ask your agent what the average days on market are for your zip code or neighborhood to get a better idea. Once you have an accepted offer, a financed contract typically takes about 25 to 35 days to close, depending on the lender. If the buyer is paying cash, many sales can close in two weeks or less. Every situation is different, but having a clear plan and good guidance makes the process much smoother. Hope this helps!

A real estate agent does not fix credit themselves, but they can absolutely help you take the right next steps. The best place to start is with a lender. A lender can review your credit, tell you where you stand, and outline what needs to improve in order to qualify for a mortgage. They can also estimate how long those changes may take. If credit repair services are needed, they can often point you toward someone reputable. The key is getting clear guidance early so you can work toward homeownership with a solid plan.

In most areas, a room does not legally have to have a closet to be considered a bedroom. That is a common myth. What usually matters more is that the room has proper egress, which means a window or door large enough to escape in case of emergency, along with proper heating and minimum size requirements. Local building codes set those standards.

In most areas, a room does not legally have to have a closet to be considered a bedroom. That is a common myth. What usually matters more is that the room has proper egress, which means a window or door large enough to escape in case of emergency, along with proper heating and minimum size requirements. Local building codes set those standards.

Many listings go live on Thursday because it gives the home the most exposure going into the weekend. Most buyers tour homes on Friday, Saturday, and Sunday. When a home hits the market on Thursday, it shows up as " newaEUR? right before the busiest showing days. That can create more interest, more showings, and sometimes stronger offers. It is all about timing and making sure the home gets maximum attention during peak buyer activity.

A mortgage pre approval usually lasts about 60 to 90 days. Most lenders base it on how long your credit report and financial documents are considered valid. If it expires, you can often renew it by updating your pay stubs, bank statements, and allowing the lender to refresh your credit. Keep in mind that if your income, debt, or credit score changes during that time, it can affect your approval amount. It is always a good idea to stay in close contact with your lender while you are house hunting.

The best way to figure out what your home is worth is to look at recent sales of similar homes in your area. These are called comparable sales. They should be similar in size, condition, age, and location. Online home value estimates can give you a rough idea, but they do not always account for upgrades, layout, or current market demand. A local real estate agent can prepare a detailed market analysis based on recent sales and current competition. This will give you the most accurate and realistic value for your specific property. Or you can always hire an appraiser to come give you a value. The difference is the appraisal typically costs money and is performed by an appraisal, an experienced real estate professional should be able to assist with determining current market value. Hope this help!