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Why is my pre-approval suddenly $50k lower than last month?

I was cleared for $500k in November, but my lender just called and said with the new rate hike and my increased car insurance, I’m only good for $450k. Is this happening to everyone? How am I supposed to compete when the goalposts keep moving every 30 days?

6 Answers

How much is my home worth?

How do i really know how much my home is worth or what is my home value? I seen calculators online but they all say something different. I don't know what to list my home for.

16 Answers

How long should I have to wait before relist my house?

How long should I wait before relisting my house on the MLS? The house was for sale, we took it off and now want to try to sell again. Can we list it again?

9 Answers

What are the requirements to buy a house in California?

What are the requirements to buy a house in California? What do I need to prepare to buy a house in California?

2 Answers

What is capital gains tax?

What is capital gains tax? Who pays a capital gains tax? What paperwork should I have or save for year end taxes?

3 Answers

Should I avoid an ARM loan?

If I get an adjustable rate loan, my interest rate is lower. But my family tells me I shouldn't get an ARM loan. This is my first home purchase, so I'm figuring all this out.

5 Answers