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Should I choose a fixed-rate or adjustable-rate mortgage?

I'm torn between a fixed-rate mortgage and an adjustable-rate mortgage for a property in Florida. I plan to live in the home for at least five years, but I'm unsure which option would be more beneficial in the long run.

12 Answers

What should I consider when choosing the right home to buy?

I am a first-time homebuyer and feeling overwhelmed by the number of choices available. I'm trying to weigh factors like location, size, and school districts, but I'm not sure how to prioritize these elements. Are there specific steps or criteria I should follow to make an informed decision? Any tips on balancing my needs with what's available in the market would be appreciated.

15 Answers

What condo association rules should I review before buying in South Florida

My spouse and I are looking at buying a condo in South Florida because we like the amenities and lower maintenance compared to a single-family home. We found a building we really like, but our agent mentioned that we should pay close attention to the condo association documents before moving forward. I've heard stories about surprise special assessments, rental restrictions, and rules that limit what owners can do with their units, so I want to understand what I should be looking for before making an offer.

7 Answers

What can I do after 2 price drops and house is 70 days on the market.

I have a well maintained 5 year old 5bed 31/2 bath home in Columbia,SC that has now been on the market 70 days! My husband is already living out of state waiting on us. We updated the backyard, painted, made repairs. Feedback is that it shows beautifully but no one has made an offer! 2 price drops and new photos and still NOTHING!

16 Answers

How to avoid paying capital gains tax

If you bought a home as your primary residence and lived there over 3years then got married and kept it as a rental because of the housing market crash. But now you are buying a house together can you use the proceeds to avoid paying capital gains tax?

11 Answers

Can I negotiate mortgage rates with lenders?

I've heard that it's possible to negotiate the interest rate on a mortgage, but I'm unsure how to approach this with lenders. Is this a common practice, and if so, what strategies or tips could help me secure a better rate?

Asked by Isla | 06-15-2026 | 456 Views | Home Loans | Updated 4 months ago

15 Answers

What are some effective strategies for negotiating a home purchase price?

I'm in the process of buying my first home and I'm unsure about how to approach negotiating with the seller. The asking price is a bit above my budget, but the property has been on the market for a while. I'm wondering what strategies might help in getting a better deal, especially in a competitive market. Any tips on what factors to consider or how to make a compelling offer would be greatly appreciated.

Asked by Ben K | 06-15-2026 | 296 Views | Buying | Updated 4 months ago

20 Answers

I want to know what my home is worth if I sell it. What can I get?

17 Answers

Replacing a 17-year-old roof. Is metal worth double the price of shingles?

Hey all, new here.nJust bought in Coral Springs and the shingle roof is about 17 years old, so a replacement is coming soon. My quotes: shingles $12k, tile $22k, metal $26k.nnA neighbor swears metal is a no-brainer because it lasts 50+ years and gets you a big insurance discount. But it's more than double the shingle price and we're already stretched.nnFor a family staying 10–15 years, is metal actually worth it, or does tile get me most of the benefit for less?nnappreciate any honest takes.

16 Answers

I am looking for a successful real estate person to have the vision to sell this parcel to someone

I have a 70+ acreage. It is built into spacious white pine trees. With an abundance of wildlife. I am interested in selling it to a party wanting the country lifestyle. We have lived here and enjoyed it for over 50 years!

11 Answers