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Should I take my house off the market for the holidays and then relist in January? Or is it better to just leave it on. I don't want to deal with showings during the holidays and I think it will be slow anyway. If I take the house off the market and relist does that look bad? Or is it bad if I leave the house on the market and it sits for days and days? Then it seems like the listing is dead
We found a plot of land that we like. We can cover most of the cost, but have about $20K that we need to finance. Instead of going through the bank and a mortgage, we're thinking of simply putting it on a credit card that we'll try to aggressively pay off. There's options for low interest cards for the first year, and that may benefit us. Is this even possible though?
Asked by Gary | Somerville, TN | 11-13-2024 | 1,700 Views | Finance & Legal Info | Updated 1 year ago
Can I bring my dog to a showing? I'm spending hours seeing houses, and can't be away from my dog for that long. It's so hard to find a home and I want to start taking my dog with me. Maybe my dog will help lead me to a good home and I'd like to start taking him with me to the houses.
Asked by Olivia | Long Beach, CA | 11-06-2024 | 1,311 Views | Buying | Updated 1 year ago
Can I modify an offer contract after the inspection period? We put an offer on a house, had the inspection and negotiated a new offer contract based on the inspection. We didn't want to lose the house and so we didn't ask for the seller to do much to fix the issues. Since then we've gone back to the house and some of the issues that came up in the inspection feel bigger than we initially thought. We don't want to walk away from the house, but we're wondering if we can go back to the seller and ask them for repairs or money for these repairs.
Asked by Blaine | Scottsdale, AZ | 11-06-2024 | 1,174 Views | Buying | Updated 1 year ago
Is a loan from a seller a bad idea? The seller is offering a loan as part of the deal. The interest rate is below what I could get from a bank, but I'm worried about a shady deal.
Asked by Meri | San Diego, CA | 11-06-2024 | 632 Views | Finance & Legal Info | Updated 1 year ago
My community has a POA. Our covenants have no mandatory dues written or listed anywhere in them. Our POA board interchanges the use of HOA/POA terminology to illicit mandatory dues from property owners selling their homes and land. The POA a few years back hired a property management company who were also real estate agents to manage the financial side of the association. In doing so they were given a set of bylaws stating the association had mandatory dues. These bylaws did not align themselves to our covenants. Anyone not paying those annual dues were told they would have to pay when selling their property at closing. The management company shared this information with all the other realtor groups in the county. Also, informing title companies there was a transfer fee to be paid by seller at time of closing. If the seller refused to pay any " outstanding" fees the sale of property could /would be jeopardized and risked the sale not going through. This situation is illegal, the covenants do not subscribe to mandatory fees of any description in the entirety of the document, and therfore real estate companies have no right to enforce this and should stop demanding this from sellers. How can we stop real-estate agents giving potential buyers false information about mandatory dues and transfer fees, and forcing sellers to pay for fees that are not mandatory?
Asked by Fiona Vaughan | Sevierville, TN | 10-21-2024 | 483 Views | Finance & Legal Info | Updated 1 year ago
Is an ARM loan risky? I'm considering taking out an ARM loan at a lower interest rate with the hope of refinancing before the rate increases. Is this a good idea to save money on interest now while the rates are high? Or is it too risky?
Asked by Brad | Bozeman, MT | 10-21-2024 | 674 Views | Finance & Legal Info | Updated 1 year ago
Should I show my house if I'm sick? Or should I cancel the showings until I'm not contagious? Of course, I wouldn't stay in the house for the showings, but I'm wondering if having a showing when germs are in the house is a no-no. Also, I don't want to miss out on a potential buyer by canceling showings for several days.
Asked by Esther | Pittsburgh, PA | 10-21-2024 | 695 Views | Selling | Updated 1 year ago
My Dad bought a house 2 years ago and I've made all the mortgage payments since. He has never lived in the home. I'm wondering if everything he is doing is legal? Or is this considered mortgage fraud.
Asked by William Wiita | Mandan, ND | 10-14-2024 | 771 Views | Home Loans | Updated 1 year ago
The home is an owner built home. No professional builder was involved. Everything was done by the owner who was not a licensed or skilled contractor. How does the market value these homes? Would it qualify for financing or cash only? Do I have to sell it As-is and/or disclose it as an owner built home?
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