How do I finance an international purchase?

I have actually recently looked into this information personally for myself. With regards to a US lender, no they will not finance a property outside the US. In many cases, it takes Large down payments in other countries and you are working with banks or lenders in those countries. The rates and fees are much higher than the loans in the US. I would recommend reaching out to a local REALTOR in that area to be able to have them connect you to a local option and get more details for that specific area. I looked into this specifically for the Caribbean and possibly some of the areas of Mexico that are high tourist areas for an option to be able to AIRBNB the property. I also found there are different requirements in different areas for a US citizen to be able to purchase in other countries and areas. So ask for those details from a local professional as well.

You might be better off trying to take a HELOC loan out to purchase a international property.

You may finance international purchases through a variety of methods, such as cash, travel money cards, international credit cards, wire transfers, online payment services like Paypal, and currency exchange brokers. If you are purchasing from an overseas vendor, it is important to research the best payment option for your country, as well as any hidden fees or exchange rate costs.

Toby, definitely check with the local Realtor to get you in touch with a lender they recommend and have worked with for US citizens. I know different country have different lending requirements.