Florida gets hurricanes. That's just part of living here. Both Plant City and Titusville are inland enough that you're not dealing with direct coastal storm surge, but wind damage, flooding, and power outages from tropical systems affect the entire state.
Plant City is in Hillsborough County, east of Tampa, and sits inland. It's an agricultural area known for strawberries, and the weather is typical central Florida. Hot and humid summers with daily afternoon thunderstorms from June through September. Mild and pleasant winters. Hurricane season runs June through November, and while direct hits to the Tampa Bay area are historically less frequent than south Florida or the panhandle, recent storms have reminded everyone that no part of the state is immune.
Titusville is on the east coast in Brevard County, near the Kennedy Space Center. It's more exposed to Atlantic hurricanes than Plant City because of its coastal proximity. East coast storms are more frequent and Brevard County has been hit by or significantly affected by several hurricanes in recent years. Flood zones along the Indian River Lagoon and coastal areas are a real consideration when buying there.
Wherever you land in Florida, budget for hurricane insurance and flood insurance. Homeowners insurance rates in Florida have risen dramatically and should be factored into your monthly costs before you buy. Make sure any property you're considering is evaluated for flood zone status, wind mitigation features, and roof condition, because all of those affect your insurance premiums.
Titusville is on the Space Coast, so yes, we are in the path of tropical weather. While we don't always take a direct hit like the Keys or the Panhandle, we definitely feel the impact. We saw significant wind and water damage during the 2004 hurricane season and more recently with Hurricane Ian in 2022. Living here means being prepared. You need shutters or impact windows, and you need to know your flood zone.
The entire state of Florida is prone to be affected in some way by hurricanes. It is part of life just as snow is a part of the NE way of life. Your best bet is to pick an area and research the hurricane history for that city.