Does this kind of resort condo rental setup exist anywhere in the US?

Yes, this exists in the US and it has a name, condo hotels, sometimes called condotels, and they work close to what you had in Belize. The setup is similar. You buy an individual unit inside a resort or hotel building, the property management company rents it out when you are not using it, you get a percentage of the rental income, and you decide how many weeks or months a year you want to block off for personal use. It is legally a real deed and real ownership, not a timeshare, since you own that specific unit outright. They are more common in resort and vacation heavy markets, places like Orlando, parts of coastal Florida, Myrtle Beach, some ski towns in Colorado and Utah, and a few spots in Hawaii. Not every coastal area has them though, so if you have been searching generally and not finding matches, it may be worth searching the term condotel or condo hotel specifically rather than just resort condo, since regular search results tend to surface timeshares instead. One thing worth knowing before you buy one here, financing is different. Many lenders treat condotels as commercial or non warrantable properties, which usually means a larger down payment and a different loan product than a typical second home mortgage. Worth asking any listing agent upfront whether financing has been an issue for buyers on that specific building. Not local to Boise, and this would be a search in a resort market rather than there anyway, but happy to help you think through which markets to focus your search on, or connect you with an agent who specializes in condotels in a specific area you are considering. Nick Nikolov Brokered by HomeSmart Houston

Some condo associations allow owners to rent out their units here in WI; some don't. Check out FL which might have more of what you're looking for.

Yes, what you’re describing absolutely does exist in the U.S. and the closest term I would search for is a “condotel” or “hotel condo” rather than a timeshare. As a Realtor based in Los Angeles, I’ve come across versions of this concept, and I think what you had in Belize is a particularly appealing model because you owned the actual real estate, could use the unit yourself, and could put it into a resort rental program when you weren’t there. The resort or management company handles the vacation rentals and you receive a portion of the rental income, with the exact management fees, revenue split, and owner-use restrictions varying by property. You can find similar arrangements in places such as Florida, Hawaii, South Carolina, coastal Alabama, Nevada, Arizona resort communities, Colorado ski areas, and some lake and beach destinations. I would search specifically for terms like “condotel for sale,” “resort condo rental program,” “hotel condo investment,” or “resort residence rental program.” Some properties allow you to choose when your unit is available for rental, while others have more restrictive owner-use calendars. The biggest thing I would look at is the rental program and the numbers behind it. Before purchasing, I’d want to see the management agreement, owner-use restrictions, HOA and resort fees, insurance costs, furnishing requirements, maintenance and cleaning responsibilities, historical occupancy, and most importantly, the actual net income paid to owners after all expenses and management fees. A property can have impressive gross rental numbers but look very different once you account for all of the expenses. I also think your experience with the management company going under is an important lesson. I would look closely at the financial health of both the resort and the management company, how the rental program is structured, and what happens to owners if the management company fails or terminates the agreement. You want to make sure you’re buying a solid piece of real estate and not simply depending on a particular operator to make the investment work. Personally, I can see why you’d want to recreate what you had in Belize. Being able to own the property, enjoy it yourself whenever you want, and have a professional resort handle the vacation rentals when you’re away is very different from a traditional timeshare. If I were helping you search, I’d focus specifically on properties that offer individual ownership plus an optional or established rental-management program, because that sounds like the closest match to what you had.

Yes, this type of setup does exist in the U.S., and it’s usually called a condotel, condo-hotel, or resort rental pool. The basic idea is similar to what you had in Belize: you own the condo, can reserve it for your personal use, and when you’re not using it, the resort or management company rents it to vacationers and you receive a portion of the rental income. You can find versions of this model in places like Florida, Hawaii, South Carolina, Colorado and other major resort destinations. The biggest things to research are the rental split, HOA and resort fees, management fees, personal-use restrictions, special assessments, financing requirements and what happens if the management company goes out of business. If you’re looking for something similar to your Belize property, I’d specifically search for “deeded resort condo with rental pool,” “condo-hotel for sale,” or “resort condominium rental program” rather than timeshares, because you’re looking for actual ownership of the unit.

Priya, what you had in Belize does exist here. The search term you're missing is condo hotel, usually shortened to condotel, which is why coastal listings never looked familiar. You hold deeded title to a specific unit, and the resort runs an optional rental program and keeps a cut of the bookings. Since you own the unit itself rather than weeks, it isn't a timeshare. The catch is the loan. Most conventional lenders won't finance these, so buyers usually pay cash or go to a portfolio lender, and that shrinks your resale pool later too. Read the management agreement closely. Your Belize company folding is the real risk in this category, so ask how long the current operator has run the program and what happens to owners if it winds down. I'm licensed in California, so I can't tell you what's out there near Boise or in whichever resort market you settle on. An agent licensed there who has closed one of these is worth hunting for. Alla Novytska, Realtor®, JohnHart Real Estate, DRE #02254775

Yes, but highly recommend not proceeding with this option. Typically, HOA fees are insanely high and the cut from the management company is significant. Keith Jean-Pierre Managing Principal The Dapper Agents Real Estate Operations in ALL 50 States

Priya, it exists and it has a name: a condotel, sometimes written condo hotel. That one word is what your searches were missing, and it will open up the whole category for you. A condotel is exactly what you had in Belize. You own the deed to a specific unit. The resort runs an optional rental management program, puts your unit into the pool when you are not using it, and sends you your share. You control the calendar. It is not a timeshare, because a timeshare sells you weeks or points rather than a deeded unit, and that distinction is the one you care about. They are common in the US in ski and beach markets. Think coastal Florida, the Gulf, coastal Carolinas, Hawaii, Las Vegas, and the mountain resort towns in Colorado and Utah. You were looking at coastal areas and not finding it, and I suspect the reason is that these units are usually marketed as resort residences or as a specific resort's condominium program rather than under a searchable label. Now the part that matters more than the search term, because it is the thing that will actually shape your deal. Fannie Mae and Freddie Mac treat condotels as hotels, not homes, which makes them ineligible for conventional financing. So your options are cash or a non-warrantable portfolio loan, and those come with higher rates, larger down payments and a smaller set of lenders. Line up financing before you fall in love with a unit, not after. That same rule is also your exit risk, and it is worth thinking about now rather than at resale. Your buyer pool is limited to people who can pay cash or qualify for portfolio debt. That is a genuinely smaller pool, and it is why these units can be slower to sell and more price sensitive in a soft market. Two more things to check on any specific unit: The management agreement. What is the split, who controls pricing and the calendar, what happens if you want out, and how long is the term. Your Belize experience already taught you the real risk here, which is the management company failing. Ask who has run the program, for how long, and what happens to owners if they go under. Condo rules changed this year. On March 18, 2026 Fannie and Freddie tightened condo requirements, raising reserve minimums from 10 to 15 percent and eliminating Limited Review, so every condo purchase now gets more scrutiny. Even though a condotel is outside agency financing anyway, read the reserve study and the last two years of board minutes before you write. Underfunded reserves in a resort building are how a special assessment lands on you. On your neighbor who never rented his out, that is not as strange as it looks. Some owners buy purely for their own use and do not want strangers in their unit or the wear that comes with it. It costs them the income and buys them the control. Neither choice is wrong, they are just different products. I am a real estate professional, not a lender or a CPA, and the tax treatment of a unit you both use personally and rent has real rules attached to it, so that is worth an accountant's time before you buy rather than after. I am Zoltan Peresztegi, and I work Los Angeles and the South Bay in California, so Boise is not my market and neither is the resort market you would be buying into. I am glad to help you find a strong agent in whichever resort market you land on, and I would specifically look for one who has closed condotels before, because the financing and the management agreements are their own skill. Zoltan

Yes, this type of setup does exist in the U.S. They’re often called condo-hotels (condotels) or resort condos with rental management programs. You own the unit outright, rather than buying a timeshare. When you’re not using it, you can typically place it in the resort’s rental program, and the resort handles bookings, guests, cleaning, and management in exchange for a percentage of the rental income. The exact rules vary by property, especially regarding how often you can personally use the unit and whether you’re required to participate in the rental program. Searching for “condo-hotel” or “resort condo with rental program” may help you find something similar to what you had in Belize.