Worth flagging before anything else: this question is from late 2023, and the rules changed on August 17, 2024. Every answer above it was written under the old system. If you are reading this now, the honest starting point is that the question itself works differently than it used to. Here is what changed. Compensation offers to buyer agents can no longer be published in the MLS. A listing agent cannot advertise what a buyer's agent will be paid. And any agent working with a buyer has to have a signed written agreement, stating their compensation specifically, before showing that buyer a home. So the old model, where a seller set one number and it quietly split two ways, is gone. There are now two separate negotiations, and you control both. That reframes your actual question. It is no longer "what gets cut at a lower commission." It is "what am I buying, from whom, and what am I offering separately, if anything, toward the buyer's side." To answer directly: yes, lower usually means less, and the thread is right about that. But less what matters enormously, so here is how to find out instead of guessing. Ask any agent you interview, at any price, for their listing services in writing as a list. Then compare the lists, not the percentages. The items that actually move your outcome: Professional photography, and whether it includes floor plans and drone if your property calls for it. Ask to see three recent listings they shot. Who runs your showings and how fast they respond. Slow showing response is the quietest way a discount costs you money, and you will never see it happen. Whether the agent personally negotiates your offers and inspection responses, or hands you to a transaction coordinator. This is where a listing is won or lost, and it is the most common thing missing at the bottom of the market. What happens after you go under contract. Roughly half the work in a sale happens after you accept an offer, and this is where thin service shows up as a deal falling apart in week four. Flat fee and limited service models are legitimate and they work well for some sellers, particularly in fast markets with straightforward properties and a seller who is comfortable doing more of the work. They serve you badly on a house that needs a story told, or in a slow market, or when something goes wrong. On your two specific worries. Will it sit longer, or sell for less? The research on this is contested and I am not going to hand you a percentage I cannot stand behind. What I can say from watching many transactions is that the difference rarely shows up in the marketing. It shows up in negotiation, and in whether someone is genuinely working when a problem lands on day 22. And here is a question people forget to ask now: if you decide not to offer anything toward the buyer's agent, ask each agent you interview how they will handle buyers whose agents want compensation. There is a real answer to that, and how they respond will tell you a great deal about how they will handle everything else. I am Zoltan Peresztegi, a real estate professional working Los Angeles and the South Bay in California, so Germantown is outside my market and Maryland has its own norms. Happy to help you find a strong Montgomery County agent to interview alongside whoever you are already considering. Zoltan


