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Can you buy a house in California with low income?

Can you buy a house in California with low income? Every house I look at seems so expensive. I'm moving to California and don't know how I can afford a house.

Asked by Scott | Sacramento, CA| 01-31-2024| 931 views|Affordable Housing|Updated 2 years ago

Answers (2)

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Chris CervantesRising Star28 Answers
Chris Cervantes

RE/MAX GOLD · Fairfield, CA

(7 reviews)
Yes — you can buy in California with low income, but you’ll likely need assistance. Options include: • FHA loans (low down payment) • VA loans (0% down if eligible) • Down payment assistance programs • First-time buyer grants • Buying in more affordable areas Income matters — but credit, debt, and loan programs matter just as much.
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02-25-2026 (1 month ago)··
Raquel Penas FernandezRising Star14 Answers
Raquel Penas Fernandez

RE eBroker Group · San Marcos, CA

(15 reviews)
Hello, California is very expensive compare to other states. There are some programs that help first time home buyers with down payment and/or closing costs. I suggest you to talk to a lender that has some of those loans and see what you can qualify for. There are programs out there. Don't be discouraged. It is possible. Make sure you have good credit.
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06-29-2025 (9 months ago)··
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