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Can I sign closing papers electronically?
We are closing on our house while we are on vacation 1,000 miles away. Can I do it all electronically? What happens if we can be there?
Asked By Joaquin G | Harrell, AR | 1380 views | Buying | Updated 2 years ago
Answers(3)
Chris Yochum
Dickson Realty
You can sign many documents electronically, though some will need to be signed in person or with a mobile notary. Mobile notaries are available in most decent size cities. They will need to validate that the correct person is signing that actually has authority to sign.
- 2 years ago
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Title company need wet signatures. You can still close while on vacation. Title company can send you a mobile notary to sign with you. If you out of the country, you will need to go US Embassy to sign in front of a notary. Plan ahead, tell your agent and title company. Congrats!
- 2 years ago
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Colleen Lawler
Coldwell Banker Realty - Gundaker
Hi and congratulations on your new home!
Sometimes your lender drives the answer to this question, so be sure to check with them. Some lenders will allow you to "presign" before you leave town, which might save the cost of using a mobile notary. A remote online notary is a great option, but you have to be online, in front of a camera, with the mobile notary. Another slightly "old school" option is to have all docs that can be signed electronically sent to you, and have the docs that must be notarized emailed to you...then you print them, sign in the presence of a notary, and overnight those back.
Talk to your agent, your lender and your title company and they will help you find the best, easiest way to close remotely!
ps...another option would be to move closing forward or back to when you are in town if the seller is willing to accomodate that.
Sometimes your lender drives the answer to this question, so be sure to check with them. Some lenders will allow you to "presign" before you leave town, which might save the cost of using a mobile notary. A remote online notary is a great option, but you have to be online, in front of a camera, with the mobile notary. Another slightly "old school" option is to have all docs that can be signed electronically sent to you, and have the docs that must be notarized emailed to you...then you print them, sign in the presence of a notary, and overnight those back.
Talk to your agent, your lender and your title company and they will help you find the best, easiest way to close remotely!
ps...another option would be to move closing forward or back to when you are in town if the seller is willing to accomodate that.
- 2 years ago
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