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Can closing costs be in a loan?

I didn't know that closing costs are so expensive. I budgeted for a 20% downpayment and that's all my money. Now I have these closing costs and I don't know how to pay for them. Can I use my mortgage to pay for the closing costs?

5 Answers

Divorce selling - husband being difficult

Me and my husband are getting a divorce and the judge said sell the house. He is refusing to clean up his junk or let the photographer in. Can the realtor help with this or do I have to go back to my lawyer?

6 Answers

Should I take cash or higher loan offer?

I got two offers today. One is $400k but they need a mortgage. The other is $385k but it's all cash. Is it worth losing $15,000 just to have the cash?

7 Answers

What would you advise if I were your client ?

Last year a home we were going to offer to buy took their home off the market because the buyer for our home backed out. Fast forward to this year, we made improvements to our home and put it back on the market and we have an all cash offer with a quick close and 30 day rent back, though I’m not willing to pay for a rent back which is what he’s asking. I contacted the owner of the home we were going to buy last year and that owner is still willing to sell their home, but they didn’t put it back on the market. The owner is going to need to find a new home, but thinks he can do it and move out in 30 or more days. So, what can I do with the buyer for my home while waiting for the owner of the home we want buy to find a new place ? I’m trying to buy time with the person who made an offer on our home, while the owner of the home we want to buy is able to find another home.

1 Answer

Out of state purchase

How can I purchase a home in a state I don't live in?

3 Answers

Interest rates

What is a mortgage interest rate buydown?

3 Answers

Hiring an agent

Is it okay to use the sellers agent as my buyers agent in a transaction?

2 Answers

Seller want to stay in house after i buy?

the seller ask for rent house after i buy it. they want to say 30 days cause her house not ready. i want to help but my mom say i should not. waht if they not leave?

1 Answer

How long do I need to be at a new job before a mortgage lender will approve me for a home loan?

I recently graduated and started my first full-time salaried position about three months ago. Before this, I was working part-time while finishing my degree. I am hoping to buy a small condo in the Seattle area within the next year, but I have heard that lenders usually want to see two years of consistent employment history. Does my time in college count toward that requirement, or do I need to wait until I have been at this specific company for a longer period?

9 Answers