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1. Casey Sullivan
24 Yrs of Experience Experience: 24 Years
24 Reviews
The Sullivan Group at CrossCountry Mortgage helps homebuyers and Realtors across the San Francisco Bay Area and nationwide with verified pre-approvals, clear communication, and fast closings. Based in Walnut Creek, California, our team provides a personalized, transparent experience backed by national lending strength and local expertise. With over $739 million in career fundings, Branch Manager Casey Sullivan leads a team focused on helping clients make confident decisions--whether buying their first home, upgrading, or accessing equity. NMLS#237837 | Branch NMLS#2211947 | CrossCountry Mortgage, LLC NMLS#3029 o Equal Housing Lender
24 Reviews
2. David Rosenthal
25 Yrs of Experience Experience: 25 Years
21 Reviews
Helping people make one of the biggest financial decisions of their lives, and knowing I played a small part in that, is what keeps me going. I've been in the mortgage world since 2001, and I still get fired up about helping folks navigate the loan process with clarity and confidence. Whether it's a first-time buyer or a seasoned homeowner, I make sure they understand every step and feel supported the whole way through. I specialize in VA loans, but I also dig deep into specialty programs to find the best fit for each client. I'm big on communication. There's no such thing as "too many updates" when your loan is in motion. I send weekly check-ins, respond quickly to questions, and advocate hard to get loans approved smoothly. Clients often tell me they appreciate how easy I make the process feel. That's the goal: less stress, more clarity, and a loan that fits your life. Outside of work, I'm all about family, friends, and our two golden retrievers, Izzy and Zusi. I'm also a soccer dad. Nothing beats watching my son play.
21 Reviews
3. Ken Clark Jr
29 Yrs of Experience Experience: 29 Years
16 Reviews
I'm Ken Clark Jr., a Certified Mortgage Advisor with over 28 years of experience helping families achieve homeownership. I'm based in Sacramento, CA and licensed in 49 states (excluding NY). I specialize in VA and FHA loans, down payment assistance, 203(k) renovation loans, jumbo financing, and first-time homebuyer programs. My motto is simple: Service for Success. I deliver white-glove service with fast closings, honest advice, and tailored mortgage strategies. Let's build your future--one smart mortgage at a time. I blend old-school integrity with cutting-edge tools: think Nordstrom-level service meets lightning-fast approvals. Whether you need down-payment assistance, a first-time buyer boost, VA/FHA expertise, or a bespoke loan solution, I'll break down the jargon, slay hidden fees, and question every assumption until we find the perfect fit. mortgages can be wild, but I'm here to guide you with honesty, transparency, and a dash of Gen Z energy. Like a dawn that cuts through fog, I illuminate the path to your front door. My mission Service for Success doesn't stop at closing. Expect ongoing check-ins, market insights, and wealth-building tips so your loan is just the first verse in your home-ownership anthem. Off the clock, I'm husband to Nicole, proud dad to Dylan (future pilot extraordinaire) and Addison (our resident hype-girl), and a self-proclaimed financial dork who still gets jazzed about calculators. Ready to crush rate jitters and celebrate closing day together? Let's get real, get direct, and get you home. No sugar-coat, all heart.
16 Reviews
4. Tim Stacey
6 Yrs of Experience Experience: 6 Years
4 Reviews
Tim Stacey, founder of Stacey Solutions powered by Xpert Home Lending, is a California-licensed wholesale mortgage broker serving Solano County families with expertise in VA home loans, first-time buyer programs, and refinance strategies. Voted Mortgage Broker of the Year by the National Association of Mortgage Brokers in 2024 and 2025, Tim helps homebuyers save through wholesale lending advantages.
4 Reviews
5. Andrea Franco
10 Yrs of Experience Experience: 10 Years
1 Reviews
Hello! I'm Andrea Franco, a knowledgeable Loan Officer with 8 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending process together. Let's explore the options available and find a tailored solution that suits your specific needs. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
1 Reviews
6. Jeff Hensel
California direct hard money lenders providing various types of hard money loans such as investment property loans, cash out and refinance loans, bridge loans, fix and flip / rehab loans, probate and estate loans, owner occupied loans and other loans secured by California real estate. https://www.northcoastfinancialinc.com/ 760-722-2991 [email protected]
7. Dan Tharp
23 Yrs of Experience Experience: 23 Years
As a dedicated full-time mortgage professional, I pride myself on the highest standard of ethics, values and client care. With more than 15 years in the mortgage industry, I have earned the loyalty and trust of home buyers, sellers and realtors, because I truly care about my clients. I don't believe in pushing my clients to make a decision, but instead provide them with my very best advice and coaching, so they can make their decision with confidence. I have experienced many changes in this crazy industry over the years, but have never changed my core belief in the "customers for life" philosophy. I understand the importance of preparation, good communication and teamwork. And as your mortgage planner, I guarantee my team of professionals will deliver to you the affordable outcome you desire! I gain strength and drive from my first love, my beautiful wife Rose and our young daughter Gianna. In addition, I believe exercise makes us all smarter. So, I relieve stress and keep my mind sharp by training year round on a competitive rowing team. My family and crew keep me sane and focused to achieve my ultimate mission - to improve the lives of those I meet. Allow me the privilege of doing the same for you!"
8. Lisa Nielsen
I love working with first time homebuyers throughout California, Florida and Texas and would consider this to be my specialty. I possess the knowledge, patience and loan programs to help my clients achieve their goals of homeownership. From statewide grants to bond programs, we have a down payment assistance program that will suit your needs. In addition, I work with consumers seeking financing for investment properties, second homes or refinances. I'm ranked on social survey as a 5-star lender by my clients and real estate agents and can close loans in 21 days or less. I'm known for quickly responding to calls and texts, which is an important quality in a fast-paced real estate market. Having a good lender by your side makes ALL the difference in getting your offer accepted and having an amazing lending experience, which is my number one goal! When I have free time, I enjoy spending it with my family, friends and dog, Bella. CMG Financial(TM) is a registered trade name of CMG Mortgage, Inc., NMLS# 1820 in most, but not all states. CMG Mortgage, Inc. is an equal housing lender, licensed by the Department of Financial Protection and Innovation (DFPI) under the California Residential Mortgage Lending Act No. 4150025. Registered Mortgage Banker with the Texas Department of Savings and Mortgage Lending. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.
9. Zack Pappuleas
5 Yrs of Experience Experience: 5 Years
Purchasing a home can be an extremely complicated and time sensitive transaction. So many clients that I have spoken with that had a bad prior experience with the lending part of a purchase said that it all came down to lack of communication and availability, which I pride myself on making sure I provide both of those at the highest level. Every single person needs housing, that is done through renting or homeownership. Homeownership though creates an opportunity for self-equity and wealth growth opportunity unlike renting. What I love about what I do is looking for ways to make homeownership possible for everyone.
10. Lisa Nielsen
9 Yrs of Experience Experience: 9 Years
My name is Lisa and I'm a seasoned loan officer with a passion for helping people get the financing they need. I believe that every client is unique and deserves a customized loan solution that is tailored to their goals and budget. I specialize in working with first time homebuyers, as I find it incredibly rewarding to help people get into their first homes. I am passionate about my work, and enjoy making the lending process a seamless one. With over 91 5-star reviews, I can assure you, you'll enjoy the experience of working with me and my team. We close on time or early, every time. Let's see how I can help you achieve your financial goals. For additional information and reviews, please check out my website.
11. Kailee Vallas
9 Yrs of Experience Experience: 9 Years
I am a 3rd generation loan officer and have learned the tricks of the trade from my mother and grandmother. As a broker I am able to supply realtors and our clients with a wide variety of loan programs to choose from, fantastic rates, and incredibly quick turn times. Resulting in seamless and enjoyable transactions every time. Not to mention the absolute best part of our borrowers getting into their dream home or purchasing investment properties to not only invest in themselves, but their futures.
12. Brian Morelli
17 Yrs of Experience Experience: 17 Years
I have been in the business since 1997 after graduating from the University of the Pacific with a degree in Finance. I offer all Conventional, Government, Land Loans & Jumbo loans. I also specialize in Down payment assistance programs.
13. Nicholas Dolen
11 Yrs of Experience Experience: 11 Years
14. Melissa Carson
As a mortgage advisor and branch manager with nearly 20 years banking and brokering experience, I enjoy helping people achieve their financial and homeownership goals. From counseling and walking first-time homebuyers through the unfamiliar home loan process to working with the seasoned investor, my customer service and attention to detail is unparalleled. While a majority of my business is based in the tri-county area, I am licensed to originate loans in the entire state of California and Connecticut. My branch is licensed in Nevada, South Carolina, and Florida as well. Serving others is a passion of mine and I am dedicated to serving the needs of my clients. I am a native of Sacramento, currently living in El Dorado Hills and working in Fair Oaks. I love the area I work in, and I am familiar with the surrounding neighborhoods. I look forward to serving you, your family, and your friends!
15. Marissa Knasko
22 Yrs of Experience Experience: 22 Years
My life passion is helping others achieve their dreams with home ownership. I specialize in working from my heart with clients who are purchasing or looking to refinance their homes. That is why I have partnered with California Loan Associates, Inc. We are a small, family-owned, boutique mortgage company based in Rocklin, California. Not only do you receive the best rates possible, but I offer many products. With over 100 lenders helping me to personalize your loan, you receive quality borrowing solutions. I am not one of those "high-pressure" types of salespeople. I intend to keep you well-informed of your options and the steps along the way. I'm here for you whether you wish to buy or refinance a home. Think of me as your teammate and lean on me when you have questions.
16. Elmer De Leon
6 Yrs of Experience Experience: 6 Years
Hello, I'm Elmer De Leon, your dedicated Mortgage Broker, committed to turning your homeownership dreams into reality or that of your clients if your a realtor. With a passion for helping individuals and families secure the keys to their dream homes, I bring a wealth of experience and expertise to guide you through the mortgage process. Navigating the complex world of mortgages can be overwhelming, but my mission is to simplify the journey for you. Whether you're a first-time homebuyer, looking to upgrade, or interested in refinancing, I am here to provide personalized and strategic solutions tailored to your unique needs. As your trusted advisor, I pride myself on transparency, communication, and delivering results. I understand that obtaining a mortgage is a significant financial decision, and I am dedicated to ensuring you make informed choices that align with your long-term goals. With access to a wide range of mortgage products from various lenders, I am equipped to find the best rates and terms for you. I am not just here to secure a mortgage; I am here to build lasting relationships and guide you through the entire homeownership journey. Let's embark on this exciting journey together. Contact me today, and let's transform your homeownership dreams into a reality!
17. Nick Street
22 Yrs of Experience Experience: 22 Years
Top Mortgage Professional Nick Street is the Branch Manager of Street Home Lending. Nick began his career in the mortgage industry in 2004 helping families achieve the dream of homeownership. He has been named a top mortgage professional by many publications including being named a Top Originator in the Scotsman Guide list. Nick is committed to providing his customers with mortgage services that exceed their expectations. Street Home Lending is Powered by City First Mortgage Services LLC NMLS #3117. Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
18. Dan Patty
11 Yrs of Experience Experience: 11 Years
Locally owned and operated in Northern California, Solcosta Home Loans was founded out of the desire to provide more loan options, better interest rates, and lower fees than typical mortgage lenders are able to offer. Because we are a brokerage, we are able to shop numerous different lenders to ensure that you are getting the best possible deal on your home loan. This means that we don't work for the bank, we work for YOU. At Solcosta Home Loans, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients' interests first, and we believe that doing the right thing is always the right thing.
19. Eric Mitchell
26 Yrs of Experience Experience: 26 Years
Eric Mitchell (The Mortgage Geek) has designed the first-ever website platform for Consumers to originate their own mortgage. You can see rate quotes online 24/7, showing all fees, costs, payments, cash-to-close, + more. There are no underwriting fees, no processing fees, no credit report fees, and no lender fees. Check the website today and please compare rates, you deserve it!
20. Frank Yu
21 Yrs of Experience Experience: 21 Years
Frank Yu- Branch Manager Nation Wholesale Lending As a proven finance and real estate sales professional, I take pride in having the proven reputation of being a hardworking, talented, and successful businessman. Through eighteen years of experience with handling a variety of consumers in the financial marketplace, I have gained a wealth of knowledge in managing great communication skills, impeccable customer service, business and sales development, among achieving many accolades and accomplishments through my determination and work ethic. I bring a comprehensive background in advanced financial advising geared towards the real estate industry. My business acumen coupled with a passion for real estate and customer service, ensures my clients receive a complete home purchasing and mortgage financing solution that meets all their long-term needs. My idea of success is measured by the confidence I have earned from my clients. By providing education and proper consultation throughout the entire home buying process, I have established strong business relationships that are built on a foundation of Trust and Quality of Service. Frank has an abundance of firsthand knowledge of the Placer and Greater Sacramento areas. Frank and the NWL team graciously look forward to the opportunity of financing your dream home.
21. Andrew Lee
10 Yrs of Experience Experience: 10 Years
Hello there! I'm Andrew Lee, a knowledgeable Loan Officer with 0 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals.
22. John Ussery
26 Yrs of Experience Experience: 26 Years
Seasoned mortgage professional with 26 years experience in the mortgage lending industry, I've built my reputation on providing outstanding service to my clients and Realtor partners. That means you can count on me to always look out for your interests and to keep you informed throughout the lending process. "My approach focuses on the personal relationships I make with each client. By being involved from the beginning to end, I know what is needed to personalize my service to fit the needs of each relationship and each situation to get the job done quickly, accurately, and efficiently."
23. Stacey Medinas
8 Yrs of Experience Experience: 8 Years
Stacey Medinas is a dedicated Loanofficer. Friendly and dependable, Stacey ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
24. Ren Gates
5 Yrs of Experience Experience: 5 Years
Ren Gates is a dedicated Loanofficer. Friendly and dependable, Ren ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
25. JOSH SHINKLE
12 Yrs of Experience Experience: 12 Years
JOSH SHINKLE is a dedicated Loanofficer. Friendly and dependable, JOSH ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!
Resources to pick the best agent in sacramento County, CA
When buying a home you want to be sure you are working with the best home loan lenders in Sacramento, CA. Working with a knowledgeable home loan broker in Sacramento, CA will ensure you the best rate and experience.
Not all lenders are the same and we want to make it easy for you to find the best one that fits your needs. Find a loan officer in Sacramento, CA that will give you the rate you are looking for and the type of loan you need. With the right lender, your entire loan process will be smooth.
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