Looking for a mortgage broker in Kentucky? Check out our directory listing below for the best mortgage lenders in the state. When you work with the right lender, you save money and time. Browsing our lender profiles, you’ll see:
1st Class Mortgage Group, LLC
Other License ID 1789100/1580128
Years of Experience: 7 Years
When buying a home you want to be sure you are working with the best home loan lenders in Kentucky. Working with a knowledgeable home loan broker in Kentucky will ensure you the best rate and experience.
Not all lenders are the same and we want to make it easy for you to find the best one that fits your needs. Find a loan officer in Kentucky that will give you the rate you are looking for and the type of loan you need. With the right lender, your entire loan process will be smooth.
When you work with a top real estate agent in Kentucky you can be sure that they will get the job done well. We’ve put all the best Kentucky agents in one place to make your decision easy.
Check out these top real estate agents and reach out directly on our site. Their profiles include all the details you need to see before deciding to hire. Choosing the right real estate agent can make a huge difference in your buying or selling experience, so working with the best matters. View all Kentucky Real Estate Agents.
Most Recent Sales (2019-2022)
Most Recent Sales (2019-2022)
Most Recent Sales (2019-2022)
Change since last month
4,237
-0.07%
Change since last month
49 days
-0.16%
Change since last month
$252,450
0%
Change since last month
N/A
Change since last month
4,992
0.22%
Change since last month
368
0.42%
Change since last month
$140
0.02%
Source: realtor.com
The Median Listing Price is the middle price that homeowners listed their properties at in a time period. This means half the homes were listed above this price and half were listed below.
City
Louisville
Lexington
Bowling Green
Elizabethtown
Owensboro
Updated: March 2022
source census.gov
Rank 41 Overall
31 in College Readiness
3 in High School Graduation Rate
Rank 23 Overall
Effective Real Estate Tax Rate 0.86%
source wallethub.com
Rank 44 Overall
16 in Healthcare Access
46 in Healthcare Quality
Mortgage brokers in Kentucky tend to have access to many lenders, which allows them to find you the best rate. Sometimes they are tied to a specific lender that can offer you an exclusive deal.
Working with a mortgage broker can be beneficial as you are likely to get a lower rate with one than going in a different direction.
The best lender will depend on your needs. Typically buyers look for home loan lenders that offer the type of loan they need at the lowest rate. Reach out to multiple lenders on our list to get their rate and lock it in.
Mortgage brokers in Kentucky tend to have access to many lenders, which allows them to find you the best rate. Sometimes they are tied to a specific lender that can offer you an exclusive deal.
Working with a mortgage broker can be beneficial as you are likely to get a lower rate with one than going in a different direction.
It generally takes around 30 days to get a mortgage approved in a typical housing market. This can be delayed if there is an influx of applications or if there are issues with yours specifically. Make sure you fill all paperwork out correctly and provide the necessary documentation to get your application moving quickly.
It’s important to reach out to multiple lenders before you choose. Consider the different offerings and how they will work for you. Be sure to ask about rates, loan terms, requirements for a down payment, mortgage insurance, closing cost, and any fees they charge. Compare each and decide from there.
Some mortgage brokers charge an hourly rate, while some provide financial advice for a flat fee. A mortgage broker's commission is usually between 0.5% to 2.75% of the loan principal.
Generally, yes. They can also save you time and money as they sometimes have better access to lenders.
It is definitely possible that a mortgage broker in Kentucky can get a better deal than you might get elsewhere. They tend to have access to a lot of lenders and can negotiate a deal.
Selling or buying a property in Kentucky is a big decision that takes time. At FastExpert we are dedicated to making it quicker and easier. We provide clear and free listings for top loan officers in Kentucky available every day.
Our loan officer profiles include all the information you need to make the right decision. Users can read client reviews, see past sales, and message and hire loan officers right from our site.
We’re here for you.
If you have questions or need more information, please send us a message at [email protected]. You can also call us at (800) 319-0511.
Louisville, KY
Louisville, KY
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