94 answers · 478 pts
Asked by Linda Lee Franklin | wichita, FL | 02-04-2025
That's a great question, Abby! People buy lots like yours to expand their own yard or add privacy, build a second structure like a guest house, prevent someone else from building right next door, or just as a long-term investment. Since it sits between existing homes, it's probably most appealing to your neighbors specifically. If you're open to selling, it might be worth asking around to see who's interested — that could make for an easy, straightforward sale!
Hi Linda! You can ask the listing agent whether the buyer intends to occupy or rent, though agents aren't always able to share that before closing. Your best bet is reviewing your HOA's rental restrictions and reaching out to the closing attorney or title company once the sale is final to confirm the new owner for your records. A quick conversation with the agent can't hurt, but the official update usually comes after closing!
Asked by Annette L Meldrum | Orem, FL | 01-16-2025
Hi Annette! Generally, for a space to count as finished, legal square footage, it needs finished flooring, walls, ceiling, and often a permanent heat source, unfinished cement floors with no walls or ceiling typically wouldn't count. Since this affects what you're paying, I'd ask for the appraisal or listing sheet that shows how that square footage was calculated, and if it looks off, a licensed appraiser can confirm what should and shouldn't be included. Worth getting a clear answer since it directly affects the number you're paying for!
Asked by Finn | Sutton, FL | 11-26-2024
Hi Finn, that's such an interesting layout! Generally, a legal bedroom needs its own direct access to a hallway or common area (not solely through another bedroom), plus an egress window, closet, and minimum square footage, requirements that vary by state and municipality. Since Bedroom A only exits through Bedroom B, it likely wouldn't qualify as a legal bedroom on its own in most jurisdictions. I'd confirm with your local building department, since they can tell you definitively based on your area's specific code!
Asked by Danielle | Saint Petersburg, FL | 09-17-2024
Hi Danielle! Since the condo was your primary residence 2018-2023 and has been a rental since, the capital gains exclusion requires living there 2 of the last 5 years before the sale. That means you're right up against the deadline — you'd generally need to sell before you hit the 5-year mark from your move-out date, or you likely won't qualify. This is one to run by a CPA since your exact numbers and timeline matter a lot here, but timing is tight, so I'd start that conversation soon!
Asked by Jamie Tomasello | Kenosha, FL | 09-16-2024
Oh Jamie, that sounds so persistent and frustrating after all these years! Since you've already tackled carpet, insulation, and plumbing, a few other spots worth checking: crawl space or basement moisture (even without visible mold), window well drainage, HVAC ductwork (musty smells can hide in there and recirculate), and older plaster or masonry walls that can hold moisture long-term, especially in a 1938 brick home. A mold and air quality specialist doing a proper inspection (not just a visual check) might catch something the DIY fixes have missed. It's worth having a professional take a fresh look with the right equipment!
Asked by Dennis Herold | COVINGTON, FL | 06-08-2024
Hi Dennis! Since you're looking in the Seattle area, search for agents there who specialize in as-is or investor-friendly sales, since not everyone is set up to market a home needing work. Ask specifically about experience with fixer-uppers or cash buyer networks — that's usually the fastest path. Comparing a few local agents' recent sales can help you find who's actually closed similar homes!
Asked by Ashley Watson | Wilmington, FL | 06-03-2024
Ashley, that sounds so stressful, especially with your new house on the line! First, request a written update and revised timeline from the agent, in writing so there's a record. If communication doesn't improve fast, check your listing agreement for a cancellation clause — many allow termination for lack of performance. You can also loop in the agent's broker directly. Given the time crunch, I'd move quickly on all of this. You're right to be proactive here!
Asked by Sandy | Tallahassee, FL | 06-03-2024
Hi Sandy! It depends on your local market, but spring and early summer usually see the most buyer activity, while fall can mean less seller competition. Commission, though, isn't really tied to season — that's negotiated directly with your agent regardless of timing. I'd chat with a local agent about what your specific market is doing right now rather than going off a general rule of thumb!
Asked by Pamela Phillips | Nashville, FL | 05-01-2024
Hi Pamela! Most mortgages have a "due on sale" clause, meaning your lender generally needs to approve or be paid off before ownership changes hands — a buyer informally "taking over the note" usually isn't allowed without lender consent. Some loans, like certain FHA or VA loans, do allow assumption with approval, so it's worth asking your servicer directly. If that's not an option, a quick sale to a cash buyer might get you moved just as fast!
Asked by Liv | i don't know, FL | 04-15-2024
If your goal is to save money but still be in a solid, mid-sized city with things to do, I would focus on the Midwest and parts of the South. That’s where you’ll get the most value right now. In the Midwest, cities like Indianapolis, Fort Wayne, Des Moines, and Columbus stand out. These areas have relatively low home prices, lower overall cost of living, and enough going on that you don’t feel like you’re in the middle of nowhere. You can still find homes in the $200K to $300K range in many of these markets. If you prefer something warmer, places like Oklahoma City, Tulsa, San Antonio, and Huntsville are good options. They tend to have lower taxes, reasonable housing costs, and a bit more lifestyle appeal depending on what you’re looking for. There are also a few smaller markets like Wichita and Omaha that are very affordable and still offer a good quality of life. The biggest thing to keep in mind is that affordability is not just about the home price. You want to look at taxes, insurance, and everyday expenses too, because that is what really impacts your monthly budget. If your main goal is saving money, the Midwest is probably your best bet. If you want a balance between cost and lifestyle, the South tends to be a good middle ground.
If your goal is to save money but still be in a solid, mid-sized city with things to do, I would focus on the Midwest and parts of the South. That’s where you’ll get the most value right now. In the Midwest, cities like Indianapolis, Fort Wayne, Des Moines, and Columbus stand out. These areas have relatively low home prices, lower overall cost of living, and enough going on that you don’t feel like you’re in the middle of nowhere. You can still find homes in the $200K to $300K range in many of these markets. If you prefer something warmer, places like Oklahoma City, Tulsa, San Antonio, and Huntsville are good options. They tend to have lower taxes, reasonable housing costs, and a bit more lifestyle appeal depending on what you’re looking for. There are also a few smaller markets like Wichita and Omaha that are very affordable and still offer a good quality of life. The biggest thing to keep in mind is that affordability is not just about the home price. You want to look at taxes, insurance, and everyday expenses too, because that is what really impacts your monthly budget. If your main goal is saving money, the Midwest is probably your best bet. If you want a balance between cost and lifestyle, the South tends to be a good middle ground.
Asked by Donna Brusoski | Alexandria, FL | 03-17-2024
Hi Donna! I don't have current information on Barbara Murray's licensing status, so I'd recommend checking your state's real estate licensing board — in Virginia, that's the Department of Professional and Occupational Regulation — you can search by name to see if she's still actively licensed and where. That's the most reliable way to track her down after all these years!
Asked by Gary Steinhoff | Hertford, FL | 03-17-2024
Gary, I'm really glad you're asking before signing anything — that instinct to slow down is exactly right. You do not have to sign anything you don't fully understand, and no one can legally take your home without paying you first. Before you e-sign: verify the buyer's company is real and registered, get the purchase agreement in writing and have a real estate attorney review it (many offer free consultations), and never sign until you know exactly what you're being paid and when. You and your family deserve to feel safe through this, so please don't rush! Donna Brusoski — Looking for Barbara Murray Hi Donna! I don't have current information on Barbara Murray's licensing status, so I'd recommend checking your state's real estate licensing board — in Virginia, that's the Department of Professional and Occupational Regulation — you can search by name to see if she's still actively licensed and where. That's the most reliable way to track her down after all these years! Antonietta Torres — Gifting a house to sons Hi Antonietta! Gifting a house doesn't require a real estate agent since there's no sale, but you'll want a real estate attorney to prepare the deed properly and make sure it's recorded. You'll also want a tax professional's input, since gifting property can have gift tax implications and affects your sons' cost basis later. It's a generous thing to do for your family, just make sure the paperwork protects everyone! Randon Bernards — Selling one building off the property Hi Randon! Selling just the farmhouse structure and moving it is definitely possible — often called a structure relocation. Start by getting quotes from structure moving companies to see what's feasible and what it costs, since that affects what a buyer would pay. From there, building relocation marketplaces or local classifieds aimed at people looking for barns or small structures to move could be a great fit! lesia crayton — Fair market value for tax purposes I'm sorry for your loss, lesia. For fair market value on inherited properties with a specific effective date, you'll want a certified appraisal rather than an agent's estimate, since the IRS and estate paperwork typically require that documentation. An appraiser can value all three properties as of that date, factoring in the main house, detached apartment, and the 113-acre parcel separately. Mention the tax purpose upfront when you hire the appraiser so they know exactly the report you need! That covers all 39 questions across the three pages. Let me know if you'd like any tweaks to tone or content before you post these.
Asked by Antonietta Torres | Henryville pa, FL | 03-13-2024
Hi Antonietta! Gifting a house doesn't require a real estate agent since there's no sale, but you'll want a real estate attorney to prepare the deed properly and make sure it's recorded. You'll also want a tax professional's input, since gifting property can have gift tax implications and affects your sons' cost basis later. It's a generous thing to do for your family, just make sure the paperwork protects everyone!
Asked by Della | Milwaukee, FL | 02-20-2024
Hi Della! If you believe the city has your bedroom count wrong, start by requesting your property's official record card or assessment details from the Milwaukee assessor's office, that'll show exactly what they're counting as bedrooms and why. If rooms are being counted that don't meet legal bedroom requirements (like proper egress or closets), you can typically file for a review or reassessment with documentation, like photos and measurements, showing the actual layout. The assessor's office can walk you through their specific appeal process!
Asked by Randon L Bernards | Crooks, FL | 02-12-2024
Hi Randon! Selling just the farmhouse structure and moving it is definitely possible — often called a structure relocation. Start by getting quotes from structure moving companies to see what's feasible and what it costs, since that affects what a buyer would pay. From there, building relocation marketplaces or local classifieds aimed at people looking for barns or small structures to move could be a great fit!
Asked by lesia crayton | Winston Salem, FL | 02-07-2024
I'm sorry for your loss, lesia. For fair market value on inherited properties with a specific effective date, you'll want a certified appraisal rather than an agent's estimate, since the IRS and estate paperwork typically require that documentation. An appraiser can value all three properties as of that date, factoring in the main house, detached apartment, and the 113-acre parcel separately. Mention the tax purpose upfront when you hire the appraiser so they know exactly the report you need!
Asked by Taylor | Tallahassee, FL | 01-31-2024
Hi Taylor! If the property is registered solely in your father's name, you generally can't sell it without either his signature (if he's still living and able to sign) or proper legal authority, like being named executor of his estate or holding power of attorney. If he's passed away, the property would typically need to go through probate first so ownership can legally transfer before a sale happens. I'd talk with a real estate attorney to figure out exactly what applies to your situation, since this really depends on the details!
Asked by Angelica | Tampa, FL | 01-29-2024
Hi Angelica! Yes, you can generally establish residency in a state while renting, ownership isn't required. Typically what matters is things like your lease agreement, a driver's license update, voter registration, and where you spend the majority of your time. Since your utilities are included and you pay your landlord directly, just make sure your lease is in your name, as that's usually the key document for proving residency. It's a pretty straightforward process once your paperwork lines up!
Asked by Gazim | i don't know, FL | 11-08-2023
Hi Gazim! Signs of an abandoned house typically include overgrown landscaping, boarded or broken windows, mail/newspaper pileup, no utility activity (dark at night consistently), and visible disrepair like a sagging roof or peeling paint. If you suspect a nearby property is abandoned and it's affecting your home's value or safety, you can report it to your local code enforcement office, they can investigate and take action if it's a code violation. That's usually the most effective first step!
Asked by Cynthia Sessink | Tipton Michigan, FL | 06-28-2023
Oh Cynthia, that sounds like such a stressful spot to be in! Generally, "broom clean" or similar cleanup requirements only apply to whatever's specifically stated in the contract, so if nothing in your agreement mentions the cabin or outbuildings, you may not be contractually obligated to clean it out. That said, contract language and local custom can vary, so I'd strongly recommend having a real estate attorney review your actual purchase agreement before responding to any court threat. Please don't pay anything or agree to anything until you've had that reviewed. You deserve real answers here, not pressure!
Asked by Nicole | Pensacola, FL | 04-05-2023
Nicole, I totally get that with three little ones, this feels like a lot! A few things that really help: do a big declutter and deep clean upfront so daily upkeep is lighter, keep a "showing basket" for quickly tossing toys and clutter out of sight before appointments, and ask your agent for advance notice windows so you're not scrambling last minute. Some families also use this season to do more outings during listing periods, so showings can happen without needing to wrangle everyone out the door. It's a lot, but totally manageable with the right systems in place!
Asked by Fara | Jacksonville, FL | 03-17-2023
Hi Fara! There's no required amount of equity to sell, but most sellers aim to have enough to cover selling costs like agent commissions, closing costs, and any remaining loan payoff, so they're not bringing money to the table at closing. As a rough guide, many aim for at least 10% or so in equity to break even after those costs, though it really depends on your specific loan balance and local market. A quick equity estimate from your agent or lender can give you the real number for your home!
Asked by Ryann | Palm Beach, FL | 03-10-2023
Hi Ryann! Once you've signed and accepted an offer, you're generally under contract, so backing out to take a better one isn't as simple as just saying yes to someone else; doing so could expose you to legal or financial consequences depending on your contract terms. If you're still within an inspection or attorney review period, there may be more flexibility, but I'd talk to your agent or a real estate attorney before entertaining new offers on a home you've already accepted a contract on. Better to get that answer clearly before you get too excited about backup offers!
Asked by Joe | Naples, FL | 01-27-2023
Hi Joe! Yes, this is possible through something like seller financing, where you as the seller act as the lender and set the terms, including an interest rate of 0% if you choose. It's less common but totally legal, and can be attractive to certain buyers. You'll want a real estate attorney to draft the note and mortgage properly so your interests are protected, since you're essentially extending credit yourself!
Asked by Bill McGilley | Cleveland, FL | 12-28-2022
Hi Bill, I know that's discouraging after all your work fixing it up! Lots of showings with no offers usually points to price still being a bit above what buyers see as fair value for the home, even after your recent drop, or something in the showings themselves (staging, smell, layout perception) that's giving buyers pause. I'd ask your agent for honest feedback from the showing agents specifically, since that direct input often reveals the real sticking point. A fresh look at your pricing strategy alongside that feedback should get things moving!
Asked by Jack | Port Saint Lucie, FL | 02-05-2022
Great question! The most reliable ways are getting a comparative market analysis (CMA) from a local agent, which is usually free, or hiring a licensed appraiser for a more formal number. You can also look at recent sold prices (not just listing prices) for similar homes nearby as a quick gut check. If you're just curious rather than actively selling, a CMA from an agent is a great no-cost starting point!
Asked by Thomas | Port Saint Lucie, FL | 01-02-2022
Yes, absolutely! Selling a home "furnished" is common and can even be a plus for buyers wanting a move-in-ready place. You and your agent just specify exactly what stays in the listing and contract, so there's no confusion at closing. It's a great option for simplifying your move to Tennessee — less to pack, and it could make your home more appealing too!
Asked by Felisa | Dunnellon, FL | 01-02-2022
Great question! Since you've remodeled, a straight online estimate might not reflect your updates accurately, so I'd get a comparative market analysis from a local agent who can account for your specific renovations, or hire a licensed appraiser for a more formal number. Be sure to share a list of what was updated (kitchen, bath, systems, etc.) so whoever you ask can factor that into the value properly!
Asked by Jean | North Port, FL | 11-08-2021
Not a problem at all! You can absolutely list and sell a Florida rental property while living in New York; your agent can handle showings, paperwork, and closing logistics remotely, and most documents can be signed electronically or through a mobile notary. In the meantime, a local property manager can keep things running smoothly with the rental until you're ready to sell. When you are ready, just loop in a Florida-based agent early so they can coordinate around your tenant situation!
Asked by Lafran | Bradenton, FL | 08-11-2021
Since you and your brother have both been added to the deed through probate, you're in a good position; you both just need to agree to sell and sign off together at closing. Since the loan isn't in either of your names, you'll want to confirm with the lender how the existing loan gets paid off or transferred at closing. Also worth deciding together how you'll handle the current tenants and their lease, since that affects your sale timeline and buyer pool. Sounds like you're already through the hardest part with probate done!
Asked by Gerardo | Port Charlotte, FL | 07-01-2021
Great instinct to double check, especially for a $60,000 offer! Some things to verify: confirm the company is a real, registered business (check their name with your Secretary of State's office and look for a Better Business Bureau profile), ask for proof of funds showing they can actually pay, and never sign anything or hand over your deed before you've received payment or gone through a licensed title company/closing agent. If a company is pressuring you to skip a title company or sign quickly without review, that's a real red flag. A real estate attorney can also review any offer before you sign, just for extra peace of mind!