Monticello, IN Housing Market & City Data

Explore key insights and real experiences from people who call Monticello home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5,243
Population Estimate
$110,510
Median Home Value
94.4%
Employment Rate
10.8%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$211
Median Listing Price$299,900
Median Days on Market82
Active Listings94
New Listings28
Total Listings (Active + Pending)126
Avg Listing Price$379,924
Avg Listing Price Change MoM1%
Avg Listing Price Change YoY-14%

HOUSEHOLD OVERVIEW

Family Size2.81
Family Dual Income43.6
Median Household Income$43,182
Median Individual Income$24,940
Home Ownership65.6%
Home Value$110,510
Median Rent$671
Rent Burden28.8%
Poverty10.9%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED10.0%
  • Highschool Education42.8%
  • Some College36.4%
  • Bachelors Degree6.2%
  • Graduate Degree4.6%
  • Total College or Above10.8%
  • Stem Degree29.2%

GENDER BREAKDOWN

  • Male47.0%
  • Female53.0%

MARITAL STATUS

  • Married41.3%
  • Divorced16.6%
  • Never Married28.2%
  • Widowed13.9%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityMonticello
State IDIN
Population5,243

AGE BREAKDOWN

Age Group% of Population
Under 1828.1%
19–2912.8%
30–3912.5%
40–4912.9%
Age Group% of Population
50–596.1%
60–6913.0%
70–795.8%
80+8.7%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation56.5%
Unemployment Rate5.6%
Disabled18.7%

ETHNICITY

White87.1%
Black0.4%
Asian0.0%
Native American0.0%
Pacific Islander0.0%
Other9.4%
Multiple3.1%

OTHER

Hispanic12.8%
Limited English0.1%
Health Uninsured9.4%
Veteran7.4%

Local Discussions

Community questions and conversations about living in Monticello, IN.

  1. Is Monticello, IN a good place to buy a house?

    Local perspectives on Monticello home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Monticello, IN for families?

    Local insights on Monticello neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Monticello, IN housing market?

    Local insights on Monticello home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Monticello, IN?

    Compare Monticello home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Monticello, IN?

    Explore Monticello neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Monticello, IN?

    Learn how Monticello home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Monticello, IN?

    Learn how Monticello property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Monticello, IN for first-time home buyers?

    Explore Monticello neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Monticello, IN?

    Local perspectives on Monticello neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Monticello, IN?

    What newcomers should know about Monticello housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Monticello, IN

Neighborhoods in Monticello, IN

No neighborhoods were found in the current property sample.