Waterloo, IN Housing Market & City Data

Explore key insights and real experiences from people who call Waterloo home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

2,259
Population Estimate
$85,505
Median Home Value
96.5%
Employment Rate
12.4%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$151
Median Listing Price$357,400
Median Days on Market37
Active Listings7
New Listings6
Total Listings (Active + Pending)12
Avg Listing Price$335,650
Avg Listing Price Change MoM14%
Avg Listing Price Change YoY17%

HOUSEHOLD OVERVIEW

Family Size3.22
Family Dual Income45.2
Median Household Income$50,536
Median Individual Income$29,156
Home Ownership67.0%
Home Value$85,505
Median Rent$665
Rent Burden23.3%
Poverty15.3%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED13.4%
  • Highschool Education44.6%
  • Some College29.7%
  • Bachelors Degree6.6%
  • Graduate Degree5.8%
  • Total College or Above12.4%
  • Stem Degree26.7%

GENDER BREAKDOWN

  • Male51.6%
  • Female48.4%

MARITAL STATUS

  • Married50.1%
  • Divorced14.3%
  • Never Married32.0%
  • Widowed3.6%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityWaterloo
State IDIN
Population2,259

AGE BREAKDOWN

Age Group% of Population
Under 1831.5%
19–2917.5%
30–3913.4%
40–4912.1%
Age Group% of Population
50–599.0%
60–697.7%
70–794.5%
80+4.3%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation63.0%
Unemployment Rate3.5%
Disabled21.6%

ETHNICITY

White97.7%
Black0.0%
Asian0.7%
Native American0.1%
Pacific Islander0.0%
Other0.3%
Multiple1.3%

OTHER

Hispanic5.5%
Limited English1.0%
Health Uninsured6.7%
Veteran7.1%

Local Discussions

Community questions and conversations about living in Waterloo, IN.

  1. Is Waterloo, IN a good place to buy a house?

    Local perspectives on Waterloo home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Waterloo, IN for families?

    Local insights on Waterloo neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Waterloo, IN housing market?

    Local insights on Waterloo home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Waterloo, IN?

    Compare Waterloo home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Waterloo, IN?

    Explore Waterloo neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Waterloo, IN?

    Learn how Waterloo home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Waterloo, IN?

    Learn how Waterloo property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Waterloo, IN for first-time home buyers?

    Explore Waterloo neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Waterloo, IN?

    Local perspectives on Waterloo neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Waterloo, IN?

    What newcomers should know about Waterloo housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Waterloo, IN

Neighborhoods in Waterloo, IN

No neighborhoods were found in the current property sample.