Waterford, NY Housing Market & City Data

Explore key insights and real experiences from people who call Waterford home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

8,484
Population Estimate
$219,334
Median Home Value
94.1%
Employment Rate
28.1%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$223
Median Listing Price$437,450
Median Days on Market50
Active Listings24
New Listings8
Total Listings (Active + Pending)35
Avg Listing Price$516,896
Avg Listing Price Change MoM-12%
Avg Listing Price Change YoY16%

HOUSEHOLD OVERVIEW

Family Size2.96
Family Dual Income62.6
Median Household Income$66,184
Median Individual Income$36,523
Home Ownership60.1%
Home Value$219,334
Median Rent$968
Rent Burden22.8%
Poverty5.8%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED9.6%
  • Highschool Education28.8%
  • Some College33.5%
  • Bachelors Degree20.9%
  • Graduate Degree7.2%
  • Total College or Above28.1%
  • Stem Degree42.1%

GENDER BREAKDOWN

  • Male49.3%
  • Female50.7%

MARITAL STATUS

  • Married43.8%
  • Divorced12.5%
  • Never Married36.1%
  • Widowed7.6%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityWaterford
State IDNY
Population8,484

AGE BREAKDOWN

Age Group% of Population
Under 1822.2%
19–2913.9%
30–3915.7%
40–4915.8%
Age Group% of Population
50–5913.3%
60–699.7%
70–794.7%
80+4.9%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation73.9%
Unemployment Rate5.9%
Disabled12.7%

ETHNICITY

White93.7%
Black0.5%
Asian2.3%
Native American0.6%
Pacific Islander0.0%
Other1.5%
Multiple1.4%

OTHER

Hispanic4.0%
Limited English0.0%
Health Uninsured7.2%
Veteran9.3%

Local Discussions

Community questions and conversations about living in Waterford, NY.

  1. Is Waterford, NY a good place to buy a house?

    Local perspectives on Waterford home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Waterford, NY for families?

    Local insights on Waterford neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Waterford, NY housing market?

    Local insights on Waterford home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Waterford, NY?

    Compare Waterford home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Waterford, NY?

    Explore Waterford neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Waterford, NY?

    Learn how Waterford home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Waterford, NY?

    Learn how Waterford property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Waterford, NY for first-time home buyers?

    Explore Waterford neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Waterford, NY?

    Local perspectives on Waterford neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Waterford, NY?

    What newcomers should know about Waterford housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Waterford, NY

Neighborhoods in Waterford, NY

Get to know neighborhoods in Waterford, ordered by the number of properties in the provider sample.

  • Lewiston at Pheasant Run

    Pheasant Run ↗

    Median asking price
    $349,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    64
    B

    Nearby schools · estimated

    7.3/10 · 3 schools

  • Gardiner

    Gardiner ↗

    Median asking price
    $192,400
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    21
    —

    Nearby schools · estimated

    Ratings not available

  • Westbrook Village Villas

    Westbrook ↗

    Median asking price
    —
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    2
    —

    Nearby schools · estimated

    Ratings not available

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.