Answers by Joy Daniels

Hi Linda, I’m sorry you’re dealing with this—especially in a market that’s a bit slower right now, where strong marketing really matters. With an Exclusive Right to Sell agreement, you’re typically committed for the length of the contract. To make a change before it expires, the agreement would need to be released by the broker of the real estate company—not just the agent. In many cases, the broker may offer to assign you to a different agent within the company or work to improve the marketing efforts before considering a full release. Some sellers choose to wait until their contract expires and then relist with a new agent, but it’s always worth having a direct conversation with the broker first to see what options they’re willing to provide. If it helps, I’d be happy to take a look at how your home is currently being marketed and give you some honest feedback or suggestions—no pressure at all. Even a few adjustments can sometimes make a noticeable difference in activity. Feel free to reach out if you’d like a second set of eyes. Best regards,

Hi Jill, that is a loaded question, Depends on the taxes in your area, what type of mortgage program you qualify for. To give you an answer $250,000 with a 3.5% interest 30 yrs term Principle and Interest payment would be $1,122.61 Now you need to know what your monthly homeowners insurance will cost and taxes divide total for the year by 12 and add to the $1,122.61. Finding a really good Seasoned real estate team, agent is the first step they know what lender to team you up with and by law the lender has to provide a cost sheet so you will know what the payment is and you closing cost and down payment. Fast expert can provide you the names of agents that do alot of business in your area.

Contact a seasoned agent preferably a buyer agent they will represent you!!! They should know of really good mortgage lenders, and programs that will benefit you and your buying process. Congratulations being ready and able to purchase a home!!