Answers by Diya Sarin

Hello William! If you were my client, I'd advise you not to commit to selling until you have a clear plan for your next home. The best approach is to negotiate with your buyer for a longer closing date, an extended rent-back, or a seller contingency that gives you time to secure your replacement home. At the same time, work with the owner of the home you want to buy to agree on a timeline or even put a purchase agreement in place with flexible closing terms. The key is to keep both transactions aligned so you aren't left without a place to live. If you'd like to discuss the best strategy for your situation, I'd be happy to help you navigate both transactions and protect your interests every step of the way. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Joseph! Yes. It's completely normal to switch lenders before you're under contract. Multiple mortgage inquiries made within a short shopping window are generally treated as a single inquiry for credit-scoring purposes, so the impact on your credit is usually minimal. Compare rates, fees, and loan terms before deciding. Need help finding the right home while securing the best financing? Let's connect! Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Trina. It depends on the terms of your purchase contract and whether your financing contingency is still in effect. If you no longer qualify for the loan, you may be able to cancel the contract and recover your $5,000 earnest money, but timing and contract terms are critical. Reach out if you'd like help reviewing your options or navigating the next steps. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Miguel! If you co-sign for your cousin's mortgage, you're legally responsible for the loan just like they are. If they stop making payments, the lender can pursue you for the debt, your credit could be damaged, and you may be required to make the payments. Before signing, be sure you fully understand the risks and consider speaking with a real estate attorney or financial advisor. Have questions about buying a home or financing? Feel free to reach out! I'm happy to help guide you in the right direction. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hi Finn! Curb appeal can make a big difference in attracting buyers. Focus on simple, high-impact updates like trimming landscaping, adding fresh mulch, pressure washing the exterior, repainting or replacing the front door, and updating outdoor lighting or house numbers. These affordable improvements help your home stand out in listing photos, make a great first impression, and can even boost its perceived value. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Chris! It depends on your goals and the local market. If you're targeting owner-occupants, waiting until the lease ends usually makes the home easier to show and more appealing. If you're marketing to investors, having reliable tenants in place can actually be a selling point because it provides immediate rental income. Review the lease terms, communicate with your tenants early, and plan your timing accordingly. Thinking about selling your rental? Reach out anytime for a personalized strategy to help you maximize your sale. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Jed! Not necessarily. It depends on how your solar panels were financed. If you have a solar loan, you'll often need to either pay off the remaining balance at closing or have the buyer agree to assume the loan, subject to the lender's approval. If the panels are leased or under a power purchase agreement (PPA), the buyer may be able to take over the agreement if they qualify. In some cases, sellers choose to pay off the balance to make the home more attractive to buyers. The best option depends on your financing terms and your local market. If you're thinking about selling, let's review your solar agreement and create the smoothest strategy to maximize your home's value. Reach out today for a personalized consultation. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Brooke! If the appraisal came in $15K below the winning offer, start by challenging the valuation if the comps support a higher price. If the appraisal holds, propose a 50/50 split of the gap—buyer adds $7,500 and seller reduces $7,500. Also consider a second appraisal, adjusting the loan-to-value, or meeting somewhere between the appraised value and contract price. Keep the focus on a fair compromise that protects the buyer while giving the seller a strong reason to close. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Max! If you work from home, don't assume a standard home inspection will fully evaluate internet reliability or your home's electrical capacity. Inspectors typically check visible electrical components for safety, but they don't test internet speeds, Wi-Fi coverage, or your ISP's service quality. Before buying, ask the seller about internet providers, test the internet speed during your visit if possible, check for strong cell service, and look for enough grounded outlets and an updated electrical panel if you use multiple devices. Need help finding a home that's work-from-home ready? I'd be happy to help you evaluate properties and avoid costly surprises! Let's connect! Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Auston! Yes. In California, if AI or digital editing materially changes what buyers see, you generally need to disclose it. Removing a neighboring house or adding a virtual lawn can create a misleading impression, so those edits should be clearly identified as digitally altered. You don't necessarily have to post the original photo alongside the edited one. The key is making sure the edited images are labeled appropriately and don't misrepresent the property's actual condition or surroundings. Minor edits like brightness, color correction, or cropping typically don't require disclosure. When in doubt, keep your marketing transparent. It protects you, your seller, and helps build buyer trust. Thinking about buying or selling in Southern California? Feel free to reach out—I'm happy to answer your real estate questions and help you navigate the process with confidence. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Elijah! Look beyond home prices. An up-and-coming neighborhood often shows rising home values, new businesses, infrastructure improvements, lower vacancy rates, and increasing buyer demand. A declining area may have rising vacancies, more neglected properties, higher crime trends, and fewer local investments. Review recent sales, days on market, planned developments, school performance, and city improvement projects to get a clearer picture before making a decision. Thinking about buying or investing? I'd be happy to help you analyze a neighborhood and determine whether it's trending up or down. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

A lower commission can save money upfront, but the overall value matters more. Some discount brokerages provide excellent service, while others may offer limited marketing, fewer showings, less negotiation support, or reduced communication—all of which can impact your final sale price. Compare what's included, the agent's experience, marketing strategy, and track record—not just the fee. Want to maximize your net proceeds? Let's compare your options and build a strategy that gets you the best overall result, not just the lowest commission. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Johnson! A price reduction doesn't automatically make your home look "desperate." If it's based on market feedback, changing conditions, or low buyer activity, it can actually attract fresh interest and lead to stronger offers. The key is pricing strategically—not chasing the market with multiple small reductions. Thinking about adjusting your home's price? Let's review your local market, buyer demand, and recent sales to determine the right pricing strategy that gets your home sold. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Alexis! A home is more than just the property itself. It's also about the location and your long-term goals. Pay close attention to the neighborhood, commute, school district, property condition, and the age of major systems like the roof, HVAC, and plumbing. During inspections, watch for signs of water damage, foundation issues, or deferred maintenance. If there's an HOA, be sure to review the fees and rules. Finally, think about future resale value by choosing a home in a desirable area with strong market appeal. Taking the time to evaluate these factors can help you make a confident investment. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hi Ryan! In most cases, leased solar panels are transferred to the new owner, but the buyer must qualify with the solar company and agree to assume the lease. The monthly lease payment can also be considered a debt by your lender, which may affect your debt-to-income ratio when qualifying for your next mortgage. Have questions about selling a home with leased solar? Let's review your solar agreement and discuss the best options to keep your sale and next home purchase on track. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Chloe! Buying a house with your best friend can work, but you should plan for the “what if” before you buy. Talk openly about how you’ll split the mortgage, expenses, repairs, and ownership, and agree on what happens if one of you wants to move out, sell, or buy the other person’s share. You should also discuss what happens if one of you gets married or has a partner who wants to move in. Most importantly, put everything in writing with a co-ownership agreement prepared with the help of a real estate attorney. A clear plan can protect both your investment and your friendship if circumstances change. Thinking about buying with a friend? I can guide you before making an offer so you can plan for the future with confidence. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Sam. Don’t let the number “38” scare you—inspection reports often list every observed issue, including minor maintenance items. Focus on the cost, safety, and urgency of the major items, especially the HVAC, electrical, plumbing, roof, foundation, and structural components. Since the structure looks good, that’s encouraging. For the AC issue, get a qualified HVAC professional to evaluate it and provide a repair or replacement estimate. Then prioritize the other significant items rather than trying to fix every small defect. Before moving forward, I can help you review the inspection report and determine which issues are worth negotiating with the seller. A home doesn’t have to be perfect—it just needs to make financial sense for you. If you’re unsure, I can help you do estimates before your inspection contingency expires so you can make an informed decision without risking the home or your budget. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Yolando! Home warranties can be worth it, but they’re not a substitute for proper maintenance or a home inspection. The biggest issue is the fine print—coverage limits, exclusions, service fees, and pre-existing conditions can lead to denied claims. For buyers, a warranty can provide some peace of mind during the first year, especially with an older home and major systems. But don’t buy one assuming everything will automatically be covered. Considering a home warranty? Let’s review the coverage and exclusions first so you know exactly what you’re paying for. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

A condo isn’t automatically a bad investment—it depends on your goals, budget, and the local market. For a single buyer, a condo can be a smart choice because it’s typically more affordable, requires less maintenance, and can offer amenities and convenient locations. The trade-off is HOA fees, possible special assessments, and generally less control over the property compared with a single-family home. A single-family home typically offers more privacy, land, and stronger long-term appreciation potential, but it also comes with higher purchase and maintenance costs. My advice: If you plan to live there for several years and the condo fits your budget comfortably, don’t dismiss it just because it’s a condo. Focus on location, HOA financial health, resale demand, and your long-term plans. Thinking about buying? Let’s compare the numbers and find out which option makes the most sense for you. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Chris! The best way to tell if a home is overpriced is to compare it with recent comparable sales in the same area. Look at similar homes that recently sold, their price per square foot, condition, upgrades, and how long they were on the market. Also compare the home to current listings—especially if similar or better properties are priced lower. A home sitting on the market longer than comparable properties or having multiple price reductions can also be a red flag. Before making an offer, I can help you prepare a CMA (Comparative Market Analysis) to determine a realistic market value. Want to know what you should offer? Let’s review the comps and find the right price before you submit your offer. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Larry! Zestimates are useful as a starting point, but I wouldn’t use them alone to decide what to offer. Zillow itself says a Zestimate is not an appraisal, and accuracy varies by location and available data. The problem is that an algorithm may not fully capture condition, upgrades, lot characteristics, views, location nuances, or current buyer competition. My advice: use the Zestimate as one data point, then rely on recent comparable sales, current competition, property condition, and a local CMA to determine a smart offer price. Bottom line: Zestimate = starting point. Local market analysis = decision-maker. If you're considering making an offer, I can help you analyze the comps and help you determine the right number—not just the online estimate. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Sean! An agent can absolutely add value—especially when negotiating, evaluating the property, managing deadlines, and navigating the contract and closing process. The CFPB also recommends considering an agent with experience in your preferred neighborhoods and price range. Buying on your own may save on certain costs, but saving money upfront isn't always the same as getting the best deal. A good agent can potentially help you avoid costly mistakes and negotiate terms that go beyond the purchase price. My advice: If you’re comfortable handling the research, paperwork, negotiations, and transaction details yourself, going solo is an option. But for most buyers, having an experienced local agent provides valuable guidance and protection throughout the process. Thinking about buying? I can help you see what value I can bring before deciding to go it alone. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Jack! Don’t automatically accept—or reject—the first offer. Evaluate the price, terms, contingencies, buyer strength, and current market activity. A strong offer that meets your goals may be worth accepting, while a weaker early offer could be an opportunity to negotiate or wait. Best approach: Set a clear minimum price and preferred terms before listing, then compare every offer against those goals. Ready to evaluate your first offer? Let’s review the numbers and terms together before you decide. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Alexa! Yes, but there’s no reliable public way to know a home is about to list before the owner decides to sell. Renovations, landscaping, or repairs can simply mean the owner is improving the property. Your best option is to have your agent send a polite, no-pressure letter or postcard expressing interest in purchasing the home. You can also monitor public records and local real estate activity for signs of an upcoming sale. If the owner is interested, you may get an opportunity to make an offer before it hits the market—but avoid assuming their plans or pressuring them. Want to target an off-market opportunity? I can help you create a strategy to reach the homeowner professionally and respectfully. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Kylie! When selling a second home, the $250,000/$500,000 primary-residence exclusion generally won’t apply unless you qualify for a partial exclusion. You may still reduce your taxable gain by documenting eligible improvements, selling expenses, and other basis adjustments. If the property qualifies as an investment, a 1031 exchange may also defer capital gains taxes. Before listing, speak with a CPA to calculate your actual gain and tax exposure. As your local real estate professional, I can help you plan the sale strategically and connect you with the right tax professionals to minimize surprises. Reach out before you list so we can make your sale as tax-efficient as possible. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hello Jon! Home buyers should generally budget around 2%–5% of the purchase price for closing costs, although the exact amount varies by loan, location, and lender. These costs can include lender fees, appraisal, title and escrow fees, prepaid taxes and insurance, and other transaction expenses. The good news is that closing costs can sometimes be negotiated. Buyers may ask the seller for closing-cost credits, compare lenders for lower fees, or explore loan programs that offer assistance. Your lender should provide a detailed Loan Estimate so you know what you’ll actually pay. Before you start making offers, let me help you estimate your total cash needed and identify opportunities to negotiate closing costs. Reach out, and let’s make sure you’re financially prepared for your purchase. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Sara! When touring a home, don’t just focus on how it looks. Look beyond the cosmetics. Pay attention to signs of water damage, roof or foundation issues, cracks, plumbing and water pressure, electrical outlets and panels, HVAC age and condition, windows and doors, drainage, and even noise levels around the property. Also ask about HOA fees, solar panels, property taxes, and any upcoming major repairs. A beautiful home can still come with expensive surprises, so take your time and look closely. Thinking about buying? I can help you know what to look for and what questions to ask before you make an offer. Reach out to me today! Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Corbin! You don’t necessarily need a realtor to see a home. You can contact the listing agent or attend an open house. However, having your own buyer’s agent can make the process easier. They can schedule private showings, help you evaluate the property, negotiate, and guide you through the purchase. As for cost, you generally don’t pay just to tour a home. Buyer-agent compensation can vary and should be discussed upfront with your agent before touring homes. If you’re thinking about buying, I’d be happy to help you tour the home, answer your questions, and make sure you know what to look for before making an offer. Feel free to reach out! Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Joseph! For a family with kids, I’d lean toward Canyon Hills. It offers a more active, family-oriented lifestyle with parks, playgrounds, pools, trails, sports facilities, and the popular Canyon Hills Community Park, which includes a splash pad and sports fields. Tuscany Hills is the better choice if you prefer a quieter neighborhood, larger homes, scenic views, and a more relaxed atmosphere. My advice: For everyday family living and amenities, choose Canyon Hills. For privacy, views, and a quieter lifestyle, choose Tuscany Hills. Thinking about moving to Lake Elsinore? Contact me, and I’ll help you compare homes, neighborhoods, schools, and costs so you can find the best fit for your family. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Chelsea, Yes! But keep it neutral and focused on the property. A short seller letter can add a personal touch, but avoid sharing personal details that could create fair-housing concerns. Focus on what you genuinely like about the home, such as its features, layout, location, or condition, and briefly express that you’re serious about the purchase and appreciate the seller considering your offer. Avoid photos and details about age, race, religion, national origin, disability, marital or family status, sexual orientation, children, pregnancy, or other protected characteristics. The goal is to help the seller connect with your offer. Not make a decision based on who you are. Ultimately, the strongest offer should do the heavy lifting through price, financing, contingencies, and terms. If you’re preparing an offer in a competitive market, I can help you build a strategy that makes your offer stand out while protecting your interests. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Het Vrishan. Yes, you can use AI to handle much of the selling process, but it shouldn’t replace professional oversight entirely. AI can help with pricing research, marketing copy, listing descriptions, social media, buyer communication, and organizing paperwork. However, negotiations, contracts, disclosures, inspections, legal requirements, and transaction issues still require human judgment and expertise. A limited-service or flat-fee listing agent may be an option if you want to do most of the work yourself while having a professional handle the critical legal and transaction pieces. If you’re thinking about selling with AI, I can help you determine which parts you can safely handle yourself and where having a realtor adds the most value. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Mera! Absolutely. A contingent listing can often still be shown, depending on the seller’s instructions and the contingency terms. You can also submit an offer, but the seller may only accept it as a backup offer or may have to follow specific contingency/escape-clause procedures. Your realtor can contact the listing agent to confirm whether showings and backup offers are being accepted. Don’t assume “contingent” means unavailable—ask and make your move. Thinking about making an offer on a contingent home? Contact me, and I’ll help you understand your options and make the right move. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey William! Open houses aren’t necessarily a waste of time. While they may not always attract serious buyers, they can create exposure, generate leads, and provide valuable feedback on the property. That said, an open house should have a purpose and a follow-up strategy. Sign-in sheets and flyers can help, but they’re not the only way to generate or track leads. What matters most is how the open house fits into the overall marketing plan. If you’re selling, ask your realtor what they’re doing to attract buyers and how they’re measuring the results of each open house. Thinking about selling? Let’s put together a marketing strategy that goes beyond just putting a sign in the yard.

Hey Ben! You don’t need to follow the appraiser around. It’s usually best to give them space to inspect the property independently, while being available if they have questions. Before they arrive, make sure the home is clean, accessible, and that any upgrades or improvements are documented for your realtor or lender to provide if appropriate. Avoid trying to influence the appraiser’s opinion. Have an appraisal coming up? I'm a knowledgeable realtor that can help you prepare the property and make sure the relevant information is ready. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hi Devon! A Right of First Refusal (ROFR) gives someone the opportunity to buy a property before the owner can sell it to another buyer, usually on the same terms as the third-party offer. It does not automatically give them ownership or the power to force a sale. If the ROFR is included in a lease, the exact lease language matters. If the owner passes away, the property generally becomes part of the estate, and inheritance rights are separate from the tenant’s ROFR. Whether the children inherit, and how the property is transferred or sold, depends on the will, estate/probate process, and applicable state law. Before making any move, have the lease and estate documents reviewed by a real-estate attorney or probate professional. If you’re dealing with a property like this, I can help you identify the key documents and next steps. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Jeremiah! If you’re talking about California, an individual generally cannot raffle off their house for profit. California allows raffles only under a narrow charitable exception for qualifying nonprofits, with registration and other requirements. The California Attorney General specifically says an individual cannot raffle their house. Even if they plan to donate some of the proceeds to charity. So that viral $1-ticket, $1M-house scenario isn't something a California homeowner can simply set up themselves. If you're considering an unconventional way to sell your property, talk to a real-estate attorney first. And contact me if you want to explore legal alternatives for maximizing your home's sale price. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Linda! Not exactly. The Buyer Representation Agreement must be signed before the agent begins providing services like touring homes, but that does not mean the buyer has to pay the broker’s fee upfront before seeing a property. The agreement explains the compensation, when it becomes due, and whether the seller may contribute toward it. Buyers should have the opportunity to review the terms, ask questions, and understand the fee before signing. If you're a buyer, let’s talk first about your goals, the homes you’re looking for, and how representation works so you know exactly what you’re agreeing to before we start touring. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Lesandra! Yes, the seller can make cross-qualification with their preferred lender a condition of accepting your offer, but you do not have to agree to it. It is a negotiable term of the offer. Since they are asking for bank statements, W-2s, and paystubs, I would first have their lender confirm in writing that the credit inquiry will be a soft pull and will not affect your credit score. You can also tell them you are already fully pre-approved with your lender and prefer not to authorize another hard inquiry. If the seller insists, you and your agent can decide whether to accept that condition, negotiate it, or walk away. The seller can choose the terms they are willing to accept before the offer becomes a binding contract. My advice: protect your financing position and don't authorize a hard credit pull unless you clearly understand why it's needed. Have your lender and agent communicate directly with the listing agent. If you’re dealing with a situation like this, talk with your lender and Realtor before providing additional financial documents or authorizing another credit inquiry. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hi Mark! Yes, a married person in California can purchase and hold title to a property as sole and separate property, but simply putting only your name on the deed does not automatically make the property separate. If the property is purchased during the marriage using community income or funds, it may still be considered community property even if only one spouse is on title. Filing taxes jointly can be relevant to the overall financial picture, but it doesn't by itself determine ownership. My advice: Before purchasing, have a California real estate/family-law attorney review the funding source, title, and any prenup/postnup so the ownership is properly documented. If you're looking for an investment property, I can help you find the right property and connect you with the appropriate professionals to make sure the ownership structure is handled correctly. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Cameron! If the home appraises for more than your agreed purchase price, you generally do not have to pay the difference. Your contract price is what you agreed to pay, assuming the seller accepts and the contract is properly executed. For example, if you offer $500,000 and the appraisal comes in at $525,000, you typically still buy the home for $500,000. The higher appraisal simply means the property is valued above your purchase price. The key is to review your purchase agreement and make sure there are no special terms that change this. Have questions about your offer or appraisal? Call or text me before making a decision. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Thad! Getting a home out of foreclosure depends on where it is in the foreclosure process and your state’s laws. In many cases, options may include bringing the loan current, negotiating a repayment plan or loan modification, refinancing, or selling the property before the foreclosure sale. The timeline can range from weeks to several months, depending on the lender, foreclosure stage, and state requirements. An attorney can help explain your legal options, while a real estate agent can help if selling the home is the best way to avoid foreclosure. If you're facing foreclosure, act quickly. Contact your lender and a qualified local real estate professional as soon as possible to determine your options before the foreclosure sale is scheduled. Need help figuring out your options? Call or text me and I can help you understand the next steps. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Juanita! Absolutely, you can set reasonable photo and video rules for your home. Tell your realtor upfront that you do not consent to interior photography or video during showings, especially of bedrooms and personal belongings. Your realtor can include a no-photo/no-video request in the showing instructions and remind buyers and their agents before entry. You can also allow photography only after an accepted offer, if that's your preference. Just make sure the policy is communicated clearly and consistently to all buyers. Want help creating a clear showing instruction that protects your privacy while keeping the home marketable? Reach out to me, and I’ll help you set it up. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Dominic! Yes, you can contest it. Ask your lender for a Reconsideration of Value (ROV) and provide recent comparable sales, corrections to the appraisal, and any relevant upgrades or features that were overlooked. You can also ask about a desk/field review or new appraisal, although the lender typically controls that process. Being unfamiliar with the area alone may not invalidate the appraisal; you’ll want to point to specific errors or weak comps. If the appraisal remains $10K low, you can negotiate with the buyer on the price, split the difference, or review your contract options. Before accepting the lower price, let’s review the appraisal and comps together and determine whether an ROV makes sense. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Morgan! You don’t need to be pre-approved before choosing a real estate agent. In fact, it’s a good idea to connect with an agent early so they can help you understand the market, neighborhoods, and what to expect during the buying process. That said, getting pre-approved before seriously touring homes or making an offer is important. It gives you a realistic price range and shows sellers that you’re financially prepared. A good agent should be willing to work with you while you’re getting pre-approved. Call or text me, and I can help you get started and connect you with the right lender if needed. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Brinley! There’s no one “normal” length for a buyer representation agreement. The term can range from a few weeks to several months or longer, depending on the agent and your agreement. As a first-time buyer, it’s reasonable to ask for a shorter initial term, such as 30 days, especially if you’re unsure whether you’ll work well together. Before signing, also review the cancellation terms, compensation, and any protection period after the agreement ends. You should feel comfortable with the agent representing you, not trapped by the contract. Call or text me if you’d like help reviewing what to look for in a buyer agreement before you sign. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Olivia! Generally, it’s best to ask your realtor before bringing your dog to a showing. Some sellers may have allergies, pets, or specific rules about animals entering the property. Even though your dog may be part of the family, not every home is pet-friendly during a showing. Your realtor can check with the listing agent first and, when possible, help schedule homes where bringing your dog is allowed. When you’re spending hours house hunting, planning ahead can make the process easier for both you and the sellers. Ready to find the right home for you and your furry friend? Contact me, and I’ll help coordinate your showings. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Meri! A seller-financed loan isn’t necessarily a bad idea, especially if the interest rate is below what a bank offers. The key is making sure the terms are clear and legally documented. Review the interest rate, payment schedule, balloon payment, penalties, collateral, and what happens if either party defaults. Have a real estate attorney review the agreement before signing. If the numbers make sense and the paperwork is solid, seller financing can be a great option. If you’re considering it, call or text me and I can help you evaluate the terms and identify potential red flags. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Becky! No, buyer’s agents and seller’s agents don’t have to be paid the same amount. Compensation is negotiable and depends on the agreement with the client and the terms of the transaction. As a buyer, it’s completely reasonable to ask what the agent will charge and what services are included. Focus on the value and services you’re receiving, not just getting the lowest fee. If you’re buying soon, call or text me and I’ll walk you through how agent compensation works and what you should expect before signing anything. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hey Tamrah! Yes, you may be able to cancel the listing agreement, but it depends on the terms of the contract. Some agreements allow cancellation with the broker’s consent, while others may include cancellation fees or other obligations. Before making a decision, review the agreement and speak with your broker about your options. If you’re considering going back to renting, I can help you evaluate whether selling or keeping the property as a rental makes more sense for your goals. Reach out to me and I can help you review your options and plan the next step. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla

Hi Sophia! Yes, you may still be able to buy a home with bad credit, but your financing options and interest rate may be limited. Your mom’s good credit can help, but lenders will also look at her retirement income and whether it meets their income requirements. Consider FHA or other programs designed for buyers with lower credit scores, and work on improving your credit while getting pre-approved. A lender can review both your credit and your mom’s income to determine what you may qualify for. If you’re ready to explore your options, reach out to me and I can help you find the right lender and homes that fit your situation. Diya Sarin | DRE 02095684 📞 818.799.7230 📧 [email protected] 🌐 diyasellsla.com IG: diyasellsla