Thom Arena

Thom Arena

Philanya, Inc. Veteran-Owned Locally represented NWFL Panhandle
Loan Officer | 20 Years of Experience

About Thom Arena

I am a Mortgage Loan Originator with extensive experience in loan origination for the recreational industry. My top priority is to provide exceptional customer service, so I approach every client with compassion, care, and ethics. Seeing a smile on my client's face is my ultimate goal. I aim to bring my expertise to the mortgage industry and assist my friends, family, and all the referrals to secure the best financing options that suit their unique circumstances. At PHILANYA, we are one of the most prestigious companies in the mortgage lending industry. Our client's needs are our top priority, so we never charge any lender fees, doc fees, third-party fees, in-house processing fees, admin fees, technology fees, broker fees, or additional doc fees. We are dedicated to finding the best rates for our clients and their referrals. Our Brokerage can save an average of $9K to $12K versus retail mortgage lenders and bank retail lenders. My premier Lender is United Wholesale Mortgage, the country's largest and #1 Mortgage Company. Nicely automated for fast results allows me a 7-10 day close time. Being a broker, I have access to various resources, not just one or two lenders, which gives me an advantage in the industry. I am confident in my ability to provide you with the best service possible. Allow me to earn your business by assisting you in securing the financing you need.
Learn More About Thom Arena

Languages

  • English

Credentials

LICENSE
NMLS - Florida - #2474578
NMLS - Florida - #4274578

Type of Properties Serviced

  • Manufactured or mobile home
  • Townhome
  • Commercial Property
  • Condominium
  • Single family home

Type of Loans Offered

  • Property refinance
  • Reverse mortgage
  • Home equity

Loan Options Offered

  • Renovation Loans
  • Construction to permanent financing
  • Interest only mortgage
  • Bridge loan / Gap financing
  • Adjustable rate loan
  • FHA loan
  • USDA loan
  • Jumbo loan
  • VA loan
  • Fixed rate loan
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Location & Hours

Niceville, FL 32578

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Office Hours

Sun
12:00 pm - 05:00 am
Mon
09:00 am - 06:00 pm
Tue
09:00 am - 06:00 pm
Wed
09:00 am - 06:00 pm
Thu
09:00 pm - 06:00 pm
Fri
09:00 am - 06:00 pm
Sat
09:00 am - 05:00 am

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