Ruben Perez
About
Ruben Perez is a seasoned Mortgage Loan Originator with more than 25 years of experience in the mortgage industry, helping homebuyers secure financing while supporting real estate professionals in getting transactions closed efficiently and on time. Ruben has focused on originating residential loans while building strong partnerships with local Realtors who value responsiveness, transparency, and creative problem-solving. Over the course of his career, Ruben has originated and participated in more than 1,000 mortgage transactions across a wide range of financing programs. His deep understanding of underwriting guidelines, income analysis, and loan structuring allows him to identify potential issues early and keep transactions moving...
Other Languages
Spanish
Primary Markets
- Atlantic Beach, FL
- Carson, CA
- Coral Gables, FL
- Dania Beach, FL
- Delray Beach, FL
- Doctors Inlet, FL
- El Segundo, CA
- Fernandina Beach, FL
- Fleming Island, FL
- Gardena, CA
- Harbor City, CA
- Hawthorne, CA
- Hermosa Beach, CA
- Inglewood, CA
- Jacksonville Beach, FL
Loan Specialties
Interest-Only
VA
Jumbo
Renovation Loans
Adjustable-Rate
Reviews
Cason
Apr 9, 2026
At Pro-Tech Title & Trust, we make it a point to know who the best lending professionals in our market are — and Ruben's name consistently comes up for all the right reasons. His reputation for taking exceptional care of his borrowers, communicating clearly throughout the process, and getting to the closing table is exactly what we look for in a lending partner. In this industry, the loan officer you choose makes all the difference — and Ruben is clearly one of the best. We look forward to working alongside him and would not hesitate to recommend him to anyone in need of a loan officer who will truly put them first. ????? — Cason Van Zant, Pro-Tech Title & Trust LLC
Karen
May 13, 2026
Ruben is an experienced and knowledgeable mortgage lender who truly goes above and beyond for his clients. With over 25 years of experience serving the Jacksonville and Northeast Florida area, he takes the time to answer every question and guide clients through the entire loan process from start to finish. He’s responsive, professional, and genuinely cares about helping people feel confident every step of the way. As a bilingual lender, he’s also able to assist both English and Spanish-speaking clients. Highly recommend!
Sean
Sep 25, 2024
Rueben Perez from Cross country mortgage did a great job for my wife and I through out the loan process and buying my home. He is very talented. He is punctual and very good at returning calls and resolving issues quickly. He makes the process easier. I am very grateful Rueben to you for all your help this last month. I highly recommend him to anyone going thru the process of qualifying for a loan and thru out the financial process. To Cross country mortgage he is a great asset to your company. Sincerely Sean Mckane
Rachel
May 17, 2024
Ruben is the best! Guided me through the entire process of purchasing my first home. My first experience was so easy and smooth, I would recommend him to anyone looking to purchase a home!
Brian
May 23, 2024
Ruben is the best! He is always available and made sure that all my questions were answered.