Herbert Pena
NMLS Verified

Herbert Pena

Pregúntale al LenderNMLS #1972898
Miami, FL6 Years of Experience

About

I'm Herbert Peña, a licensed mortgage broker based in Miami, Florida, serving Spanish-speaking homebuyers and homeowners across Florida and Texas through Pregúntale al Lender. My work is straightforward: analyze each client's real situation, structure the right loan from day one, and execute a process that closes without surprises. I specialize in: Home purchase loans for first-time and repeat buyers Refinancing strategy when the numbers make sense Mortgages for self-employed borrowers Pre-approval analysis and eligibility evaluation Beyond originating loans, I co-host Pregúntale al Lender — a Spanish-language mortgage education podcast and YouTube channel, where Johanna Peña and I break down how the mortgage process really works for the...

Other Languages

Spanish

Primary Markets

  • Alturas, FL
  • Avon Park, FL
  • Babson Park, FL
  • Ballinger, TX
  • Bartow, FL
  • Blackwell, TX
  • Bowling Green, FL
  • Bradley, FL
  • Brandon, FL
  • Bronte, TX
  • Buffalo Gap, TX
  • Burkett, TX
  • Cape Coral, FL
  • Clyde, TX
  • Coleman, TX

Loan Specialties

Fixed-Rate

Interest-Only

FHA

Jumbo