Waterloo, NY Housing Market & City Data

Explore key insights and real experiences from people who call Waterloo home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

7,388
Population Estimate
$82,084
Median Home Value
96.0%
Employment Rate
17.1%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$117
Median Listing Price$182,450
Median Days on Market36
Active Listings11
New Listings8
Total Listings (Active + Pending)28
Avg Listing Price$209,631
Avg Listing Price Change MoM14%
Avg Listing Price Change YoY-10%

HOUSEHOLD OVERVIEW

Family Size2.75
Family Dual Income55.6
Median Household Income$54,880
Median Individual Income$29,720
Home Ownership71.8%
Home Value$82,084
Median Rent$830
Rent Burden22.6%
Poverty12.8%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED11.7%
  • Highschool Education36.1%
  • Some College35.0%
  • Bachelors Degree9.3%
  • Graduate Degree7.8%
  • Total College or Above17.1%
  • Stem Degree34.5%

GENDER BREAKDOWN

  • Male45.5%
  • Female54.5%

MARITAL STATUS

  • Married45.9%
  • Divorced15.8%
  • Never Married30.8%
  • Widowed7.6%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityWaterloo
State IDNY
Population7,388

AGE BREAKDOWN

Age Group% of Population
Under 1822.2%
19–2910.4%
30–3911.3%
40–4912.6%
Age Group% of Population
50–5918.2%
60–6913.4%
70–796.2%
80+5.6%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation64.4%
Unemployment Rate4.0%
Disabled20.8%

ETHNICITY

White93.9%
Black1.5%
Asian0.7%
Native American0.3%
Pacific Islander0.0%
Other0.6%
Multiple2.9%

OTHER

Hispanic2.3%
Limited English0.8%
Health Uninsured2.5%
Veteran9.6%

Local Discussions

Community questions and conversations about living in Waterloo, NY.

  1. Is Waterloo, NY a good place to buy a house?

    Local perspectives on Waterloo home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Waterloo, NY for families?

    Local insights on Waterloo neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Waterloo, NY housing market?

    Local insights on Waterloo home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Waterloo, NY?

    Compare Waterloo home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Waterloo, NY?

    Explore Waterloo neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Waterloo, NY?

    Learn how Waterloo home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Waterloo, NY?

    Learn how Waterloo property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Waterloo, NY for first-time home buyers?

    Explore Waterloo neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Waterloo, NY?

    Local perspectives on Waterloo neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Waterloo, NY?

    What newcomers should know about Waterloo housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Waterloo, NY

Neighborhoods in Waterloo, NY

Get to know neighborhoods in Waterloo, ordered by the number of properties in the provider sample.

  • Brookside Estates, Waterloo

    Brookside Estates ↗

    Median asking price
    $159,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    1
    D

    Nearby schools · estimated

    3/10 · 3 schools

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.