Rancho Santa Margarita, CA Housing Market & City Data

Explore key insights and real experiences from people who call Rancho Santa Margarita home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

47,896
Population Estimate
$662,436
Median Home Value
96.9%
Employment Rate
51.1%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$644
Median Listing Price$858,650
Median Days on Market53
Active Listings92
New Listings40
Total Listings (Active + Pending)117
Avg Listing Price$905,936
Avg Listing Price Change MoM-4%
Avg Listing Price Change YoY-4%

HOUSEHOLD OVERVIEW

Family Size3.26
Family Dual Income65.5
Median Household Income$121,017
Median Individual Income$54,219
Home Ownership70.8%
Home Value$662,436
Median Rent$2,084
Rent Burden33.0%
Poverty3.6%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED4.5%
  • Highschool Education13.4%
  • Some College31.0%
  • Bachelors Degree34.7%
  • Graduate Degree16.4%
  • Total College or Above51.1%
  • Stem Degree46.2%

GENDER BREAKDOWN

  • Male48.2%
  • Female51.8%

MARITAL STATUS

  • Married58.4%
  • Divorced11.8%
  • Never Married26.9%
  • Widowed2.9%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityRancho Santa Margarita
State IDCA
Population47,896

AGE BREAKDOWN

Age Group% of Population
Under 1827.7%
19–2911.0%
30–3914.0%
40–4914.5%
Age Group% of Population
50–5917.5%
60–699.6%
70–793.5%
80+2.1%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation74.6%
Unemployment Rate3.1%
Disabled7.1%

ETHNICITY

White76.9%
Black3.2%
Asian11.0%
Native American0.5%
Pacific Islander0.1%
Other2.4%
Multiple6.0%

OTHER

Hispanic20.6%
Limited English1.8%
Health Uninsured3.7%
Veteran5.2%

Local Discussions

Community questions and conversations about living in Rancho Santa Margarita, CA.

  1. Is Rancho Santa Margarita, CA a good place to buy a house?

    Local perspectives on Rancho Santa Margarita home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Rancho Santa Margarita, CA for families?

    Local insights on Rancho Santa Margarita neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Rancho Santa Margarita, CA housing market?

    Local insights on Rancho Santa Margarita home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Rancho Santa Margarita, CA?

    Compare Rancho Santa Margarita home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Rancho Santa Margarita, CA?

    Explore Rancho Santa Margarita neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Rancho Santa Margarita, CA?

    Learn how Rancho Santa Margarita home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Rancho Santa Margarita, CA?

    Learn how Rancho Santa Margarita property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Rancho Santa Margarita, CA for first-time home buyers?

    Explore Rancho Santa Margarita neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Rancho Santa Margarita, CA?

    Local perspectives on Rancho Santa Margarita neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Rancho Santa Margarita, CA?

    What newcomers should know about Rancho Santa Margarita housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Rancho Santa Margarita, CA

Neighborhoods in Rancho Santa Margarita, CA

Get to know neighborhoods in Rancho Santa Margarita, ordered by the number of properties in the provider sample.

  • Las Flores

    Las Flores ↗

    Median asking price
    $790,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    135
    B

    Nearby schools · estimated

    7/10 · 1 schools

  • Los Abanicos Trail Playground

    Los Abanicos ↗

    Median asking price
    $524,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    58
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

  • Vista Ladera Condominium Complex

    Vista Ladera ↗

    Median asking price
    $739,900
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    10
    B

    Nearby schools · estimated

    7.3/10 · 3 schools

  • Alicante Apartment Homes

    Alicante ↗

    Median asking price
    $1,022,400
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    7
    A

    Nearby schools · estimated

    8/10 · 2 schools

  • Cabrillo

    Cabrillo Vista ↗

    Median asking price
    $725,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    7
    A

    Nearby schools · estimated

    8/10 · 1 schools

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.