Monticello, KY Housing Market & City Data

Explore key insights and real experiences from people who call Monticello home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5,988
Population Estimate
$101,518
Median Home Value
88.8%
Employment Rate
14.5%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$155
Median Listing Price$274,900
Median Days on Market86
Active Listings65
New Listings12
Total Listings (Active + Pending)78
Avg Listing Price$403,282
Avg Listing Price Change MoM-2%
Avg Listing Price Change YoY24%

HOUSEHOLD OVERVIEW

Family Size3.19
Family Dual Income43.4
Median Household Income$31,639
Median Individual Income$17,852
Home Ownership48.4%
Home Value$101,518
Median Rent$525
Rent Burden27.4%
Poverty30.3%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED28.5%
  • Highschool Education33.9%
  • Some College23.0%
  • Bachelors Degree9.6%
  • Graduate Degree4.9%
  • Total College or Above14.5%
  • Stem Degree31.7%

GENDER BREAKDOWN

  • Male47.4%
  • Female52.6%

MARITAL STATUS

  • Married36.4%
  • Divorced20.2%
  • Never Married32.2%
  • Widowed11.1%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityMonticello
State IDKY
Population5,988

AGE BREAKDOWN

Age Group% of Population
Under 1826.5%
19–2912.0%
30–3917.0%
40–497.9%
Age Group% of Population
50–5911.0%
60–6911.1%
70–797.2%
80+7.2%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation50.1%
Unemployment Rate11.2%
Disabled21.0%

ETHNICITY

White86.2%
Black4.4%
Asian0.0%
Native American0.1%
Pacific Islander0.0%
Other7.4%
Multiple1.9%

OTHER

Hispanic10.4%
Limited English0.0%
Health Uninsured12.8%
Veteran4.9%

Local Discussions

Community questions and conversations about living in Monticello, KY.

  1. Is Monticello, KY a good place to buy a house?

    Local perspectives on Monticello home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Monticello, KY for families?

    Local insights on Monticello neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Monticello, KY housing market?

    Local insights on Monticello home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Monticello, KY?

    Compare Monticello home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Monticello, KY?

    Explore Monticello neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Monticello, KY?

    Learn how Monticello home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Monticello, KY?

    Learn how Monticello property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Monticello, KY for first-time home buyers?

    Explore Monticello neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Monticello, KY?

    Local perspectives on Monticello neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Monticello, KY?

    What newcomers should know about Monticello housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Monticello, KY

Neighborhoods in Monticello, KY

No neighborhoods were found in the current property sample.