Fernandina Beach, FL Housing Market & City Data

Explore key insights and real experiences from people who call Fernandina Beach home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5.0
Average City Rating
13,169
Population Estimate
$325,711
Median Home Value
94.3%
Employment Rate
40.7%
Bachelor's Degree+

Fernandina Beach City Reviews

Real experiences from people who call Fernandina Beach home.

5.0
(1 Reviews)

Joanne Patience

Fernandina Beach / Amelia Island is very picturesque. You are about a 30-minute drive from Jacksonville Airport, under 2 hours to Savannah, Georgia, about 2.5 hours to Orlando, and 15 minutes to the beaches and the quaint Fernandina Beach Historic District, where you will find local eateries and stores and entertainment. The Palace Saloon is one of the oldest bars. Several events are held throughout the year in Fernandina, such as the Shrimp Fest; Sounds on Centre Street on the first Friday of the month from April to October; Farmers Market every Saturday; Dickens on Center at Christmas Time; the town is turned into the era with a parade kicking off the week, booths, entertainment and so much more. The Omni Plantation and The Ritz Carlton are nearby"”several hiking, walking, and biking trails. Our beaches are pretty; you will find beautiful shells and shark teeth. There is something for everyone, and the people here are very friendly and willing to help. The weather is beautiful with a feel for season change minus the snow. Our winters can reach a low of 30s but warm up to 60s during the day. Winters are short-lived here in Fernandina Beach. Summertime is hot and humid, but there is a nice breeze off the Atlantic Ocean.

Schools
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Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$369
Median Listing Price$696,500
Median Days on Market81
Active Listings443
New Listings116
Total Listings (Active + Pending)586
Avg Listing Price$1,013,034
Avg Listing Price Change MoM1%
Avg Listing Price Change YoY5%

HOUSEHOLD OVERVIEW

Family Size2.63
Family Dual Income40
Median Household Income$63,942
Median Individual Income$31,580
Home Ownership75.4%
Home Value$325,711
Median Rent$1,139
Rent Burden33.5%
Poverty12.5%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED6.2%
  • Highschool Education23.1%
  • Some College30.1%
  • Bachelors Degree24.3%
  • Graduate Degree16.4%
  • Total College or Above40.7%
  • Stem Degree39.7%

GENDER BREAKDOWN

  • Male48.6%
  • Female51.4%

MARITAL STATUS

  • Married53.4%
  • Divorced14.0%
  • Never Married22.3%
  • Widowed10.2%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityFernandina Beach
State IDFL
Population13,169

AGE BREAKDOWN

Age Group% of Population
Under 1813.6%
19–297.9%
30–398.2%
40–499.8%
Age Group% of Population
50–5915.7%
60–6919.5%
70–7919.6%
80+5.5%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation49.9%
Unemployment Rate5.7%
Disabled15.4%

ETHNICITY

White84.3%
Black10.5%
Asian3.2%
Native American0.0%
Pacific Islander0.0%
Other1.7%
Multiple0.2%

OTHER

Hispanic6.7%
Limited English0.2%
Health Uninsured12.7%
Veteran13.0%

Local Discussions

Community questions and conversations about living in Fernandina Beach, FL.

  1. Is Fernandina Beach, FL a good place to buy a house?

    Local perspectives on Fernandina Beach home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Fernandina Beach, FL for families?

    Local insights on Fernandina Beach neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Fernandina Beach, FL housing market?

    Local insights on Fernandina Beach home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Fernandina Beach, FL?

    Compare Fernandina Beach home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Fernandina Beach, FL?

    Explore Fernandina Beach neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Fernandina Beach, FL?

    Learn how Fernandina Beach home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Fernandina Beach, FL?

    Learn how Fernandina Beach property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Fernandina Beach, FL for first-time home buyers?

    Explore Fernandina Beach neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Fernandina Beach, FL?

    Local perspectives on Fernandina Beach neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Fernandina Beach, FL?

    What newcomers should know about Fernandina Beach housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Fernandina Beach, FL

Neighborhoods in Fernandina Beach, FL

Get to know neighborhoods in Fernandina Beach, ordered by the number of properties in the provider sample.

  • North Hampton Association, Inc.

    North Hampton ↗

    Median asking price
    $467,450
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    102
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

  • Amelia Park Town Center Condo

    Amelia Park ↗

    Median asking price
    $897,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    19
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

  • Oyster Bay

    Oyster Bay Harbour ↗

    Median asking price
    $599,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    16
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

  • Ocean City

    Ocean City ↗

    Median asking price
    $1,332,450
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    8
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

  • Piney Island

    Piney Island ↗

    Median asking price
    $862,500
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    7
    B

    Nearby schools · estimated

    6.7/10 · 3 schools

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.