Chipley, FL Housing Market & City Data

Explore key insights and real experiences from people who call Chipley home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

3,608

Population Estimate

$85,600

Median Home Value

87.5%

Employment Rate

13.9%

Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of September 2026

HOUSING DATA (September 2026)

Median Price per SqFt$168

Median Listing Price$281,706

Median Days on Market83

Active Listings101

New Listings12

Total Listings (Active + Pending)137

Avg Listing Price$318,169

Avg Listing Price Change MoM-5%

Avg Listing Price Change YoY-9%

HOUSEHOLD OVERVIEW

Family Size3.63

Family Dual Income39.3

Median Household Income$29,688

Median Individual Income$16,438

Home Ownership60.4%

Home Value$85,600

Median Rent$759

Rent Burden39.0%

Poverty35.2%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

No Highschool Degree or GED21.1%
Highschool Education43.0%
Some College21.9%
Bachelors Degree8.7%
Graduate Degree5.2%
Total College or Above13.9%
Stem Degree27.9%

GENDER BREAKDOWN

Male47.7%
Female52.3%

MARITAL STATUS

Married30.3%
Divorced25.3%
Never Married35.9%
Widowed8.5%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityChipley

State IDFL

Population3,608

AGE BREAKDOWN

Age Group	% of Population
Under 18	28.6%
19–29	16.2%
30–39	16.3%
40–49	5.5%

Age Group	% of Population
50–59	14.1%
60–69	11.7%
70–79	5.3%
80+	2.4%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation55.7%

Unemployment Rate12.5%

Disabled15.7%

ETHNICITY

White59.4%

Black34.6%

Asian0.0%

Native American0.0%

Pacific Islander0.2%

Other3.3%

Multiple2.5%

OTHER

Hispanic9.0%

Limited English0.0%

Health Uninsured10.1%

Veteran9.3%

Local Discussions

Community questions and conversations about living in Chipley, FL.

Is Chipley, FL a good place to buy a house?
Local perspectives on Chipley home prices, buyer demand, neighborhoods, and what to consider before buying a home.
0
What are the best neighborhoods in Chipley, FL for families?
Local insights on Chipley neighborhoods, schools, parks, commute times, and other factors families may want to consider.
0
What should home buyers know about the Chipley, FL housing market?
Local insights on Chipley home prices, housing inventory, buyer competition, and current real estate market conditions.
0
Is it better to buy or rent a home in Chipley, FL?
Compare Chipley home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.
0
What are the most affordable neighborhoods in Chipley, FL?
Explore Chipley neighborhoods where home buyers may find more affordable housing options and better value for their budget.
0
How much income do you need to buy a house in Chipley, FL?
Learn how Chipley home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.
0
How much are property taxes on a home in Chipley, FL?
Learn how Chipley property taxes are calculated and how they can affect the overall cost of owning a home.
0
What are the best neighborhoods in Chipley, FL for first-time home buyers?
Explore Chipley neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.
0
What is it like to live in Chipley, FL?
Local perspectives on Chipley neighborhoods, cost of living, weather, commuting, things to do, and everyday life.
0
What should I know before moving to Chipley, FL?
What newcomers should know about Chipley housing costs, neighborhoods, transportation, weather, and everyday expenses.
0