Central City, KY Housing Market & City Data

Explore key insights and real experiences from people who call Central City home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5,730
Population Estimate
$109,562
Median Home Value
93.4%
Employment Rate
16.7%
Bachelor's Degree+

Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$114
Median Listing Price$225,000
Median Days on Market67
Active Listings29
New Listings12
Total Listings (Active + Pending)38
Avg Listing Price$227,270
Avg Listing Price Change MoM11%
Avg Listing Price Change YoY36%

HOUSEHOLD OVERVIEW

Family Size3.37
Family Dual Income31.7
Median Household Income$42,400
Median Individual Income$19,404
Home Ownership70.2%
Home Value$109,562
Median Rent$629
Rent Burden22.3%
Poverty17.6%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED20.5%
  • Highschool Education41.4%
  • Some College21.4%
  • Bachelors Degree9.7%
  • Graduate Degree7.0%
  • Total College or Above16.7%
  • Stem Degree33.6%

GENDER BREAKDOWN

  • Male44.7%
  • Female55.3%

MARITAL STATUS

  • Married51.7%
  • Divorced14.4%
  • Never Married26.1%
  • Widowed7.8%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityCentral City
State IDKY
Population5,730

AGE BREAKDOWN

Age Group% of Population
Under 1827.6%
19–2911.0%
30–3913.5%
40–4915.5%
Age Group% of Population
50–598.3%
60–6910.9%
70–798.8%
80+4.5%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation41.7%
Unemployment Rate6.6%
Disabled20.8%

ETHNICITY

White88.7%
Black8.1%
Asian1.2%
Native American0.0%
Pacific Islander0.0%
Other0.0%
Multiple2.0%

OTHER

Hispanic2.9%
Limited English0.0%
Health Uninsured9.7%
Veteran7.4%

Local Discussions

Community questions and conversations about living in Central City, KY.

  1. Is Central City, KY a good place to buy a house?

    Local perspectives on Central City home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Central City, KY for families?

    Local insights on Central City neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Central City, KY housing market?

    Local insights on Central City home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Central City, KY?

    Compare Central City home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Central City, KY?

    Explore Central City neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Central City, KY?

    Learn how Central City home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Central City, KY?

    Learn how Central City property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Central City, KY for first-time home buyers?

    Explore Central City neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Central City, KY?

    Local perspectives on Central City neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Central City, KY?

    What newcomers should know about Central City housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Central City, KY

Neighborhoods in Central City, KY

No neighborhoods were found in the current property sample.