Central City, CO Housing Market & City Data

Explore key insights and real experiences from people who call Central City home. Use the data below as a starting point to compare and discover what makes this city a great place to live.

5.0
Average City Rating
770
Population Estimate
$286,675
Median Home Value
94.8%
Employment Rate
29.4%
Bachelor's Degree+

Central City City Reviews

Real experiences from people who call Central City home.

5.0
(1 Reviews)

Charlie Gruber

As a Denver native and longtime resident of the west metro area, I've spent years exploring the foothills and mountain communities west of Denver. Central City is one of Colorado's most distinctive historic towns, offering a unique combination of mountain scenery, Gold Rush history, entertainment, and small-town character. The community is known for its preserved Victorian architecture, historic downtown, casinos, cultural attractions, and proximity to outdoor recreation. Residents can enjoy a quieter mountain setting while remaining within a reasonable drive of Denver and the surrounding metro area. Housing ranges from historic homes near downtown to mountain properties that offer more privacy, land, and expansive views. Buying a home in Central City can involve considerations that differ from those in the Denver metro area, including mountain access, road maintenance, property condition, utilities, insurance, and the characteristics of older homes. Working with someone who understands both the foothills and the broader Denver-area market can help buyers evaluate those details carefully. I'm a Colorado native and Denver-area Realtor who helps buyers and sellers throughout Central City, the foothills, and the west Denver metro area. Learn more about local real estate and available properties at https://www.charliegruber.com/.

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Housing & Demographic Overview

Key insights about the community

Data as of October 2026

HOUSING DATA (October 2026)

Median Price per SqFt$308
Median Listing Price$724,890
Median Days on Market140
Active Listings10
New Listings0
Total Listings (Active + Pending)10
Avg Listing Price$639,741
Avg Listing Price Change MoM-3%
Avg Listing Price Change YoY9%

HOUSEHOLD OVERVIEW

Family Size2.75
Family Dual Income32.3
Median Household Income$52,580
Median Individual Income$34,291
Home Ownership33.1%
Home Value$286,675
Median Rent$1,153
Rent Burden26.0%
Poverty4.3%

EDUCATION, GENDER & MARITAL STATUS

EDUCATION

  • No Highschool Degree or GED2.7%
  • Highschool Education28.1%
  • Some College39.8%
  • Bachelors Degree17.7%
  • Graduate Degree11.7%
  • Total College or Above29.4%
  • Stem Degree36.4%

GENDER BREAKDOWN

  • Male46.4%
  • Female53.6%

MARITAL STATUS

  • Married28.9%
  • Divorced30.1%
  • Never Married30.4%
  • Widowed10.6%

CITY DATA & AGE BREAKDOWN

CITY DATA

CityCentral City
State IDCO
Population770

AGE BREAKDOWN

Age Group% of Population
Under 1816.2%
19–296.9%
30–3911.6%
40–4916.1%
Age Group% of Population
50–5918.5%
60–6914.6%
70–799.5%
80+6.6%

WORKFORCE, ETHNICITY & OTHER

WORKFORCE

Labor Force Participation73.0%
Unemployment Rate5.2%
Disabled16.8%

ETHNICITY

White94.7%
Black2.2%
Asian0.0%
Native American0.6%
Pacific Islander0.0%
Other0.0%
Multiple2.5%

OTHER

Hispanic4.9%
Limited English1.8%
Health Uninsured5.0%
Veteran11.2%

Local Discussions

Community questions and conversations about living in Central City, CO.

  1. Is Central City, CO a good place to buy a house?

    Local perspectives on Central City home prices, buyer demand, neighborhoods, and what to consider before buying a home.

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  2. What are the best neighborhoods in Central City, CO for families?

    Local insights on Central City neighborhoods, schools, parks, commute times, and other factors families may want to consider.

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  3. What should home buyers know about the Central City, CO housing market?

    Local insights on Central City home prices, housing inventory, buyer competition, and current real estate market conditions.

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  4. Is it better to buy or rent a home in Central City, CO?

    Compare Central City home prices, rents, monthly housing costs, and other factors that can affect the decision to buy or rent.

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  5. What are the most affordable neighborhoods in Central City, CO?

    Explore Central City neighborhoods where home buyers may find more affordable housing options and better value for their budget.

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  6. How much income do you need to buy a house in Central City, CO?

    Learn how Central City home prices, down payments, mortgage costs, and other expenses can affect how much income buyers may need.

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  7. How much are property taxes on a home in Central City, CO?

    Learn how Central City property taxes are calculated and how they can affect the overall cost of owning a home.

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  8. What are the best neighborhoods in Central City, CO for first-time home buyers?

    Explore Central City neighborhoods first-time home buyers may consider based on home prices, location, amenities, and lifestyle.

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  9. What is it like to live in Central City, CO?

    Local perspectives on Central City neighborhoods, cost of living, weather, commuting, things to do, and everyday life.

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  10. What should I know before moving to Central City, CO?

    What newcomers should know about Central City housing costs, neighborhoods, transportation, weather, and everyday expenses.

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Top Real Estate Agents in Central City, CO

Neighborhoods in Central City, CO

Get to know neighborhoods in Central City, ordered by the number of properties in the provider sample.

  • Prospectors Run, Central City

    Prospectors Run ↗

    Median asking price
    $455,000
    / sq ft
    —
    Active listings
    Not available
    properties in discovery sample
    55
    C

    Nearby schools · estimated

    5.5/10 · 2 schools

Data as of . Listing snapshots from Redfin; nearby-school rating estimates.

About these neighborhood estimates

Prices and counts describe active listings returned by the provider, excluding coming-soon and nearby search results. They are asking prices, not sold prices, and may not include every home for sale.

Nearby-school grades are FastExpert estimates from the average available ratings of unique public schools returned for sampled neighborhood properties. A: 8–10; B: 6–under 8; C: 4–under 6; D: 2–under 4; F: 1–under 2. Unrated schools are excluded. Nearby schools may not be assigned to a specific address.

Photos show identified local landmarks. Five neighborhoods are shown, ordered by property count. Median asking price breaks a tie.