Answers by Joy Daniels

Hi Jill, that is a loaded question, Depends on the taxes in your area, what type of mortgage program you qualify for. To give you an answer $250,000 with a 3.5% interest 30 yrs term Principle and Interest payment would be $1,122.61 Now you need to know what your monthly homeowners insurance will cost and taxes divide total for the year by 12 and add to the $1,122.61. Finding a really good Seasoned real estate team, agent is the first step they know what lender to team you up with and by law the lender has to provide a cost sheet so you will know what the payment is and you closing cost and down payment. Fast expert can provide you the names of agents that do alot of business in your area.

Contact a seasoned agent preferably a buyer agent they will represent you!!! They should know of really good mortgage lenders, and programs that will benefit you and your buying process. Congratulations being ready and able to purchase a home!!