Answers by Barbara Nassarian

Square footage is counted as "Heated", finished interior space

Also basement bedrooms must be heated( from a permanent heat source, not a space heater, and must contain a window, and closet

Depending on whether or not you are qualified for a VA loan, and/or where you want to buy property, such as a city, suburb or semi-rural or rural area, you can try to look at FHA, low down loans on homes anywhere, or a USDA loan in rural low populated areas. Down payment assistance programs, if you qualify for them, might be found through a lender who works with these types of loans, and programs. Check on closing costs too, which can often be negotiated in the offer.

If the photos were taken by the listing agent, then the firm would have rights to those. Our firm hires a proffessional photographer for best lighting and clear shots. Pictures definately draw the buyers in deciding whether or not to schedule a showing with an agent.