Yosef Shapiro

We are repeat customers which says much as Yosef is probably one of the best mortgage broker/owner in the industry. Yosef's skill set, experience, knowledge, competiveness, honesty and character are stellar. We are very happy customers and Yosef will always be our go to for a purchase or refinance of real property. Thanks Yosef, we highly recommend your firm and services.

Was great working with Yosef. Yosef was always reachable via phone/email and quick to respond to questions and concerns I had. He gave me pros/cons on which direction I should go and was not pushy on what benefited him. I would highly recommend working with Yosef!

“After an exhausting search for the right place to refinance our house, we feel very satisfied and happy to have found eMortgages. At the time, (2 months ago) we were in a VERY CHALLENGING situation; I called several mortgage companies (more than 6) and none of the Loan officers I talked to, took the time to explained everything we needed to know in all aspects of the process like Yosef did. (Even in our first phone call conversation without even knowing me)Some of the other lenders I talked to, told me they were not able to help us because they needed us to show more income (and a few more things) in order to refinance our home and lower our mortgage payment, even though we never paid late in 5 years!! (They wanted us to show we make more money to pay less... didn't make any sense to me at the time, but banks requirements are getting more complicated every day!) Anyways, our Loan officer was Yosef Shapiro and he is simply the best. He is extremely professional, honest and a very helpful person. He always took the time to explain all the options we had, all the fees and rates associated with the process and he was always able to get in touch with any questions I had. (Even late at night or even on weekends!) Overall, our experience was way better than I thought. I learned that when working with a small company you get better options than working with big lenders. We refinanced our house in less than 30 days, and everything was very smoothly from start to finish, and I highly recommend Yosef as your Loan Officer!! Thank you very much! Because of your hard work and commitment our mortgage payment dropped almost $700 a month, and now we are able to sleep better at night!! I would definitely recommend you to all my friends and relatives! With that being said, stay local, explore your options and call Yosef, you won't regret it!”

I had great experience working with Yosef and his team on the refinance of my home. They always made time to answer my many questions and got me a great deal! The entire process was very smooth. What was great was the ability to sign all the paperwork electronically and also submit my supporting documents electronically, so I didn't have to take time out of my day to stop by the office. I was able to refinance out of my FHA mortgage into a conventional mortgage, which allowed me to save on my monthly payment and get rid of my monthly mortgage insurance. I highly recommend him for all your mortgage questions

Yosef did a flawless job on our refi. He showed us a range of rates, terms, and lenders and took time to explain each. His team also made the appraisal, documentation, and closing very easy for us and was a nice change from our previous lender