Tom Spaniel
NMLS Verified

Tom Spaniel

SMP Mortgage IncNMLS #228693
Dallas, TX29 Years of Experience

About

Tom Spaniel is a dedicated Loanofficer. Friendly and dependable, Tom ensures project success and client satisfaction. We are excited about the prospect of working together and building a long-lasting partnership. Thank you so much for considering us as your trusted service provider!

Primary Markets

  • Addison, TX
  • Carrollton, TX
  • Dallas, TX
  • Frisco, TX
  • Garland, TX
  • Keller, TX
  • Plano, TX
  • Richardson, TX
  • Southlake, TX

Loan Specialties

Fixed-Rate

VA

Jumbo

Adjustable-Rate

FHA

Conventional

Who I specialize in helping

First-Time HomebuyersReal Estate InvestorsLuxury / High-Value Homebuyers

Photo Gallery

Reviews

5.0 (168 reviews)

Drew

Aug 15, 2026

5.0
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Tom Spaniel did a wonderful job helping my fiancé and I lock in the best possible rate we could get considering the high interest rates we are currently experiencing. They were also on top of everything and really made the process so much easier on us especially when with the one or 2 road blocks we encountered. I couldn’t recommend anyone better than them when it comes to mortgages and refinancing.

Mickey

Aug 15, 2026

5.0
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Tom was so great to work with! As a first-time homebuyer, I really appreciated how he made the entire process feel seamless and easy. He was incredibly helpful, knowledgeable, and supportive throughout the whole experience. I would highly recommend him to anyone buying a home!

Steve

Aug 14, 2026

5.0
googleGoogleVERIFIED

Where to start with Tom? This is the second time I have used Tom for a home loan. I have purchased several other homes and by far he has been the best. We used a VA loan which sometimes can be a little tricky but Tom just blew it out of the water! Tom is extremely dedicated to getting you the best deal. He communicates like none other in the business and knows what he is doing. He was always happy to help whenever we had a question or concern and was very prompt at replying which helped with the stress. I hope to never have to use Tom again, only because this will be my last move (yeah right) but if I do, I won’t use anyone else but Tom. I appreciate your help beyond measures!

Basel

Jul 7, 2026

5.0
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The best experience you can have with a loan officer and will give you best deal you can get. Spoke with four different loans officers and landed on Tom. He is looking for the best for you! Thanks a million Tom!

Andy

Jul 1, 2026

5.0
googleGoogleVERIFIED

Tom Spaniel was great to work with throughout the entire loan process. He was knowledgeable, responsive, and always took the time to explain my options and answer my questions. He made a stressful situation much easier to navigate. Thanks to Tom’s help, I was able to save my childhood home, and I’m truly grateful for everything he did to make that happen. He was honest, professional, and stayed on top of things from start to finish. If you’re looking for a loan officer who genuinely cares and will work hard for you, I would definitely recommend Tom Spaniel.