NMLS Verified
Tom McMurray
Karbon FinancialNMLS #39007
Seal Beach, CA25 Years of Experience
About
Tom McMurray is a top-rated mortgage broker in Southern California who has been helping families secure smarter home financing since 2001. With nearly 25 years of experience and a track record of thousands of successful closings, Tom specializes in simplifying the mortgage process and delivering personalized loan solutions for homebuyers, homeowners, and real estate investors. His career includes roles as a top-producing mortgage advisor and national sales leader for a major mortgage lender. Now, as an independent broker, Tom provides clients access to more than 100 wholesale lenders, ensuring competitive mortgage rates, fast approvals, and custom financing strategies tailored to each client. Tom has been recognized by Mortgage Executive...
Primary Markets
- Acton, CA
- Aliso Viejo, CA
- Altadena, CA
- Anaheim, CA
- Arcadia, CA
- Atwood, CA
- Azusa, CA
- Burbank, CA
- Carson, CA
- Corona Del Mar, CA
- Costa Mesa, CA
- Culver City, CA
- Cypress, CA
- Duarte, CA
- East Irvine, CA
Loan Specialties
Interest-Only
VA
Jumbo
Renovation Loans
Adjustable-Rate
Photo Gallery
Reviews
5.0 (14 reviews)
Keno13queen
Aug 2, 2025
5.0
ZillowVERIFIEDTom is the numbers guy. He gets things done quickly and professionally. I found Tom after dealing with a couple of charlatan brokers. Within 2 days Tom told me exactly how much i qualified for and within a couple of months i purchased my home. I am very blessed to have found Tom and I plan on working with him in the future.
Peter
Aug 2, 2025
5.0
ZillowVERIFIEDI have had Tom and his teams helped us two houses now. They embody the word professionalism. On many different occasions Tom has gone above and beyond to make sure all parties are satisfied well after the 5 o'clock bell has rang. I highly suggest Tom and his family. PB
Craigwilliams32
Aug 2, 2025
5.0
ZillowVERIFIEDMy mortgage refinance experience with Tom was fast, smooth, and easy. Tom and his team stayed in constant communication throughout the entire process.
T87heaven
Aug 2, 2025
5.0
ZillowVERIFIEDWe contacted Tom and his team for a refi to lower our PMI. They were very responsive, showed us the options and recommended one that was best for our situation. We had used them 2 years prior for our original purchase.
Msanson3064
Aug 2, 2025
5.0
ZillowVERIFIEDSmooth transaction, I am completely satisfied with guaranteed rate. Thank you Tom and team for msking a home owner. Great job I will recommend guarantee rate to anyone