Tim Kritcher

Guiding buyers since 1996, I have been dedicated to the management of successful branch operations and personal loan production. My experienced Mortgage team understand market trends and has a collective knowledge with all facets of mortgage lending. We maintain the highest of standards and uphold strong values while providing superior customer service. I pride myself with providing personalized mortgage experiences to all of my borrowers, realtors and builders. With 95% of my customers being direct referrals from past clients and community contacts, I build customers for life.