Ricky Higgins
NMLS Verified

Ricky Higgins

NMLS #2099649
Richmond, VA

About

My name is Ricky Higgins, and I'm a Loan Officer with Southern Trust Mortgage. I specialize in communication and making sure the borrower understands the home buying process. I'm a former Real Estate Agent, so I can assist in negotiation ideas, just teaming up the borrower to ensure the whole process works well!

Primary Markets

  • Richmond, VA

Loan Specialties

Fixed-Rate

Adjustable-Rate

Interest-Only

FHA

VA

USDA