Rick Carrier
NMLS Verified

Rick Carrier

Innovative MortgageNMLS #268110
Katy, TX16 Years of Experience

About

Hello there! I'm Rick Carrier, a Branch Manager & Loan Officer with 25 years of experience, and I'm here to help you with your financial needs. Consider me your go-to guide as we navigate the lending landscape together. Let's explore the options available and find a tailored solution that suits your specific requirements. I'm here to guide you through the process and ensure a smooth and rewarding journey towards your financial goals. Feel free to look me up on google and see my 5 star reviews.

Other Languages

Spanish

Primary Markets

  • Aledo, TX
  • Arlington, TX
  • Austin, TX
  • Azle, TX
  • Barker, TX
  • Bedford, TX
  • Cedar Hill, TX
  • Colleyville, TX
  • Coppell, TX
  • Crowley, TX
  • Dobbin, TX
  • Duncanville, TX
  • Euless, TX
  • Fort Worth, TX
  • Fresno, TX

Loan Specialties

Fixed-Rate

Interest-Only

VA

Renovation Loans

Jumbo

Adjustable-Rate

Photo Gallery

Reviews

5.0 (122 reviews)

Ruben

Aug 21, 2026

5.0
googleGoogleVERIFIED

Rick Carrier and the team at Innovative Mortgage were outstanding throughout the entire home-buying process. Rick was always responsive, kept me informed, answered every question I had, and helped make what can be a stressful process feel organized and manageable. What really stood out was how hard he worked behind the scenes to keep everything moving and coordinate with everyone involved. Because of that effort, we were actually ready to close a full week early. I truly felt like Rick had my best interest in mind from beginning to end. He helped me navigate the numbers, the closing process, and all the little details that come with buying a home, and he helped bring together a great team around me along the way. Five stars really doesn’t feel like enough. I would absolutely recommend Rick Carrier and Innovative Mortgage to anyone looking to buy a home. Thank you, Rick, for all the hard work and for helping make this happen.

Daniel

Aug 17, 2026

5.0
googleGoogleVERIFIED

Rick is a great mortgage lender and someone I trust to take care of clients. As a veteran, I especially appreciate his knowledge of VA loans and how well he explains the process. He is responsive, communicates clearly, and works hard to find the right financing solution. I would strongly recommend Rick to EVERYONE; veterans, homebuyers, and real estate investors looking for a knowledgeable mortgage lender. You’ll be hard pressed to find anyone better.

L

Jul 26, 2026

5.0
googleGoogleVERIFIED

Rick was an absolute pleasure to work with throughout my home purchase! He was incredibly responsive, answering questions at all hours and always going the extra mile to explain things thoroughly. His knowledge and kindness made the whole process smooth and stress-free. I’d highly recommend him to anyone searching for a mortgage professional who genuinely cares about their clients.

Elijah

Jun 16, 2025

5.0
googleGoogleVERIFIED

Rick was resourceful in helping us find the best loan program. We had a couple of loan estimate reviews and he was patient in helping us understand the details, choosing the best options, as well as navigating the paperwork. Thanks to Rick, we were also able to close within a very short time. Rick is incredibly responsive and had our best interest in mind. Highly recommended!

JD

Apr 28, 2025

5.0
googleGoogleVERIFIED

Rick was fantastic to work with! Very professional, knowledgeable, and made the entire process smooth and stress-free. He communicated clearly, answered all my questions, and went above and beyond to make sure everything went perfectly. I highly recommend Rick to anyone looking for great service and a positive experience!