Richard DeGrace

What a great team! They treat you like family and care about you as an individual not just another client. They are responsive, helpful and really know the mortgage business. Been working with them for over 10 years. Highly recommended!

Rich was extremely knowledgeable and extremely helpful. Rich and his entire team at 1st Colonial were very professional and worked diligently to get the whole process done. I would 100% recommend Rich to anyone!

Richard was very helpful and insightful. He helped explain a lot of the home buying process and was very patient, especially since I was a first time home buyer. He explained what documents I was signing precisely and he answered any question I had. I highly recommend Richard to anyone new.

As a first-time homebuyer, the mortgage process felt overwhelming at first, but Richard DeGrace and his team at 1st Colonial Bank made the entire experience smooth, clear, and stress-free. From day one, Richard was patient, knowledgeable, and always willing to explain every step in a way that made sense. His team was incredibly responsive, professional, and supportive throughout the process. No question ever felt too small, and they truly made us feel confident and informed from pre-approval to closing. If you’re a first-time buyer looking for a team that genuinely cares and knows how to get the job done right, I highly recommend Richard DeGrace and the 1st Colonial Bank team. We are beyond grateful for their guidance and support in helping us achieve homeownership!

As a first-time homebuyer, I couldn’t have asked for a better lender than Rich. He guided me through every step, explained things clearly, and always responded quickly. His professionalism and support made the entire process smooth and stress-free. Highly recommend working with him!